¹APY = Annual Percentage Yield. APYs shown as of 8.23.24; subject to change without notice. Dividends compound monthly and are calculated on the Daily Balance Method. Your statement will show the actual Annual Percentage Yield Earned (APYE), which may be different from the APY.  The APYE and the initial APY may differ due to factors such as changes in interest rates, fluctuations in account balances, or variations in how interest is compounded over time. A penalty will apply for early withdrawal and could reduce the earnings on the account. Dividends earned will be reported on your 1099-INT tax form. Consult with your advisor for any tax implications. ²A donation will be made to the Organization you selected – either CA Wildfire Relief, Center for Financial Empowerment, The Los Angeles Charges Impact Fund, YMCA of Metropolitan Los Angeles, or Youth in Foster Care – for opening a new Rize Federal Credit Union (Rize CU) Impact Certificate online. Donation will paid to Organization as follows: 2% of opening deposit, to be paid by the Rize CU to the Organization over the course of 12 months. This donation is not tax-deductible. If any portion of the original Certificate balance is withdrawn before the original term ends, the remaining amount of the donation to be paid to the Organization will be forfeited.