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Stay safe: Scammers are calling members pretending to be Rize. We’ll NEVER call and ask for your login info, secure codes, or card numbers. If something feels off, hang up and report it to us at 800.866.6474.

Certificate accounts (non-IRA)

Term5DividendsAPY
91 days0.75%0.75%
6 months1.74%1.75%
12 months3.69%3.75%
18 months3.20%3.25%
24 months3.20%3.25%
24-month Impact Certificate62.96%3.00%
36 months3.20%3.25%
48 months3.45%3.50%
60 months3.40%3.45%

Certificates we offer:

Traditional certificate
Impact certificate

APY = Annual Percentage Yield. APY reflects the effective rate earned due to compounding interest. Dividends are calculated on the Daily Balance Method.

Rates and terms are subject to change without notice.

5Early withdrawal subject to penalty on all Certificates and could reduce the earnings on the account.

6A donation will be made to the Organization you selected – either CA Wildfire Relief, Center for Financial Empowerment, The Los Angeles Charges Impact Fund, YMCA of Metropolitan Los Angeles, or Youth in Foster Care – for opening a new Rize Federal Credit Union (Rize CU) Impact Certificate online. Donation will paid to Organization as follows: 2% of opening deposit, to be paid by the Rize CU to the Organization over the course of 12 months. This donation is not tax-deductible. If any portion of the original Certificate balance is withdrawn before the original term ends, the remaining amount of the donation to be paid to the Organization will be forfeited.