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Traditional Certificate Accounts

Term5DividendsAPY
91 days0.75%0.75%
6 months1.74%1.75%
12 months4.27%4.35%
18 months3.20%3.25%
24 months3.20%3.25%
24-month Impact Certificate62.96%3.00%
36 months3.20%3.25%
48 months3.25%3.30%
60 months3.40%3.45%

APY = Annual Percentage Yield. APY reflects the effective rate earned due to compounding interest. Dividends are calculated on the Daily Balance Method.

Rates and terms are subject to change without notice.

5Early withdrawal subject to penalty on all Certificates and could reduce the earnings on the account.

6A donation will be made to the Center for Financial Empowerment (Organization) for opening a new Rize Federal Credit Union (Rize CU) Impact Certificate online. Donation will be paid to Organization as follows: 2% of opening deposit, to be paid by Rize CU to the Organization over the course of 12 months. This donation is not tax-deductible. If any portion of the original Certificate balance is withdrawn before the original term ends, the remaining amount of the donation paid to the Organization will be forfeited.