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| Owner Occupied | Non-Owner Occupied | |
|---|---|---|
| HELOC con sólo interés5 | 8.75% - 11.00% | - |
| Solicitar un HELOC tradicional | 8.50% - 13.50% | 9.50% - 11.50% |
| Término | Owner Occupied | Non-Owner Occupied |
|---|---|---|
| ≤ 10 years | 8.25% - 10.75% | 8.25% - 9.25% |
| 15 years | 7.75% - 10.25% | 8.75% - 9.75% |
| 20 years | 8.25% - 10.75% | - |
APR = Porcentaje de interés anual. Las tasas están sujetas a cambios sin previo aviso, se basan en la solvencia crediticia y pueden requerir un pago inicial.
Home equity lines and loan rates are based on a Prime Rate of 8.50% as of 7.26.23 plus a 0% – 5% margin and applicable LTV = rate, subject to creditworthiness. Floor rates range from 4% to 8%. There is no annual cap on Interest-Only HELOCs. The annual cap on Traditional HELOCs is 2%, and the lifetime cap is 6%, above the fully indexed rate at the time of origination. There is no cap on the minimum loan amount of $25,000. A sample payment based on a $25,000 loan for 10 years at 9.25% APR would be $320.18. Processing fees can range from $487 to $1,337 for California and $312 to $1,192 for Nevada, paid by the borrower. Home equity lines and loans are only available in California and Nevada. Additional fees may apply.
5No disponible en viviendas que no sean ocupadas por el propietario.