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Home » Home Equity Loans

Transform your home’s equity into a powerful tool to achieve your dreams with our home value loans, giving you the flexibility to remodel, invest, or pay off debt. With competitive rates and personalized service, we’re here to help you unleash the value of your biggest asset. Let’s make your home work for you and open doors to new opportunities and a brighter future!

LIMITED-TIME OFFERS ⋅ END JUNE 30, 2026

HELOC INTRO RATE

HOME EQUITY LOAN

4.99%

APR for the first 12 months¹

$500

off closing costs – limited time²

A flexible line of credit. Draw what you
need, when you need it.

A lump sum at a fixed rate. Predictable
payments, real savings at closing.

Your homes equity. Your next move.

Choose your option below

Interest-Only HELOCs

Perfect for those who want more time to repay

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¹Promotional period 5.1.2026 to 6.30.2026. APR = Annual Percentage Rate. 4.99% APR introductory rate expires 12 months after origination. Regular rates vary from 6.75 to 11.75% APR for Traditional and 7.00 to 9.25% APR for Interest-Only, depending on individual creditworthiness. Owner occupied only. California and Nevada properties only. HELOC APR is variable and based on a Prime Rate of 6.75% as of 5.1.26 plus a margin of 0% to 5% on Traditional and 0.25% to 2.50% on Interest-Only, subject to individual creditworthiness. Annual fee of $50 applies to HELOC balance less than $10,000. ²Up to 80% Loan to Value (LTV). Borrower agrees to pay any fees that exceed $500. Processing fees can range from $487 to $1,337 for California and $312 to $1,192 for Nevada, paid by the borrower. Additional fees may apply subject to type and evaluation of property, ownership, and lien status. Proof of property insurance required. Loan subject to credit approval based upon Credit Union policies, terms, and conditions.