The sun’s out, the kids are out of school, and vacation plans are in full swing. But while you’re planning for fun, it’s also smart to make sure your homeowners insurance is up to date – especially if you’re traveling, hosting guests, or live in an area prone to seasonal risks.
Whether you’re a new homeowner or it’s been a few years since you last reviewed your policy, this is a great time for a check-in.
What you might be missing
Your coverage might not reflect your current lifestyle or belongings. Have you made improvements to your home, purchased expensive electronics, or added outdoor gear? If so, your policy may need an update.
Travel plans? Check your protection
Heading out of town? Homes left unattended are more vulnerable to break-ins, leaks, or damage that can go unnoticed. Some policies include off-premises theft coverage – meaning your belongings may still be protected while you’re away – but not all do. It’s worth double-checking.
Hosting guests this season?
If you’re welcoming friends, family, or even short-term renters, check your liability coverage. It can protect you if someone is injured on your property or if there’s accidental damage caused during their stay.
Know your deductible
Many homeowners set their deductible years ago and haven’t revisited it. Take a moment to ask yourself: if something happened today, could I comfortably afford that out-of-pocket amount?
Coverage that keeps up with you
Homeowners insurance is more than a formality – it’s peace of mind that your home, your memories, and the people inside are protected. A quick policy review can make all the difference if the unexpected happens.
Need help reviewing your current policy or getting a new quote?
Rize Insurance Solutions is here to help. We partner with trusted providers to help you find coverage that fits your needs – and your budget.