Early Payday | RIZE Credit Union

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Reciba sus pagos anticipadamente

Reciba su dinero hasta dos días antes¹

No es necesario inscribirse

It's an automatic perk on your eligible direct deposits²

Receive alerts

Configure alertas para recibir notificaciones cuando sus fondos estén disponibles³

What's Early Payday?

Early Payday gives you access to your eligible direct deposits up to two days early.¹ There’s no enrollment required and no fee. Once we receive information about your incoming direct deposit from your payor, we may make the funds available for your use up to two days earlier² than your scheduled pay date.

Preguntas frecuentes

¿Cómo funciona Early Payday?

Early Payday le da acceso a sus fondos hasta dos días antes en depósitos directos elegibles.²

¿Hay algún cargo por Early Payday?

No. Early Payday no tiene cargo. Se incluye como uno de los beneficios cuando usted configura el depósito directo.

¿Cuándo sabré que me pagaron?

You can set up an alert through digital banking to notify you when you receive a direct deposit.

How early will by direct deposit be available?

Depende. El día y la hora en que los fondos estén disponibles dependerá de cuándo recibamos la información de su pagador sobre su depósito, lo cual puede variar de un depósito a otro.¹

¿Los fondos de mi depósito directo siempre llegarán anticipadamente?

Early availability isn’t guaranteed and may vary from deposit to deposit – including those from the same payor.

Poner los fondos a su disposición anticipadamente depende de cuándo recibamos información de su pagador de que los fondos están en camino, los límites establecidos en la cantidad de disponibilidad anticipada y la verificación estándar de prevención de fraudes.

How to set up direct deposit

You'll need your account and routing numbers

You'll find these by logging in to digital banking, selecting the account, and expanding Account Details on the Account History screen.
Your payor may have a form to complete

Complete their form using your account and routing numbers to enable them to set up your deposit within their payment system.
Monitor your account

Set up an alert through digital banking to notify you when deposits are made.

¹Incoming electronic direct deposits made through Automated Clearing House (ACH) are made available for use up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Whether we make funds available early depends on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Available for personal accounts only. ²Eligible direct deposits are limited to electronic direct deposits of items such as payroll, pension, and government benefit payments made through the Automated Clearing House (ACH) to your personal account. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle®, Venmo or PayPal transfers), check or mobile deposits, and other online transfers for electronic credits, are not eligible for Early Payday. ³Availability to receive notifications may be affected by your mobile carrier’s coverage area. Message and data rates may apply.