When most people think about insurance, they picture cars, homes, or health. But in today’s digital world, your personal data and online identity are just as valuable – and just as vulnerable. Cyber Security Awareness Month is the perfect time to explore how smart habits and the right coverage can help protect you.
Identity theft is more common than you think
Millions of Americans fall victim to identity theft each year. A stolen Social Security number, driver’s license, or online login can lead to:
- Unauthorized accounts or loans opened in your name
- Damaged credit history
- Hours of stress untangling the mess
How insurance can help
Some insurance providers offer identity theft protection or cyber coverage that goes beyond traditional policies. These options may include:
- Expense reimbursement for costs like legal fees, lost wages, or credit monitoring
- Specialist support to help restore your identity and repair your credit
- Fraud alerts and monitoring services to spot issues early
Practical steps to lower your risk
Insurance is one layer of protection – but good habits matter, too:
- Use unique, strong passwords for all financial and insurance accounts
- Never share policy details, account numbers, or personal information over text or email
- Review your insurance statements and credit reports for suspicious activity
- Shred old insurance paperwork before recycling or tossing it
Rize tip: Partner with us
At Rize Insurance, we help protect more than your car and home – we help protect your peace of mind. Talk to our team about coverage options that include identity theft protection and cyber support, so you’re prepared for whatever comes your way.