APY = Annual Percentage Yield. APY reflects the effective rate earned due to compounding interest. Dividends are calculated on the Daily Balance Method.

Rates and terms are subject to change without notice.

⁵Early withdrawal subject to penalty on all Certificates and could reduce the earnings on the account.

⁶A donation will be made to the Organization you select – either the Center for Financial Empowerment or CA Wildfire Relief – for opening a new Rize Federal Credit Union (Rize CU) Impact Certificate online. Donation will be paid to Organization as follows: 2% of opening deposit, to be paid by Rize CU to the Organization over the course of 12 months. This donation is not tax-deductible. If any portion of the original Certificate balance is withdrawn before the original term ends, the remaining amount of the donation paid to the Organization will be forfeited.