CONVENTIONAL
HOME LOANS

Rize Credit Union offers Conventional Home Loans through our credit union owned mortgage company, Community Mortgage Funding (CMF), providing a reliable option for borrowers with strong credit profiles. These loans typically require a higher down payment compared to government-backed loans, but they come with competitive interest rates and flexible terms. Conventional Home Loans are ideal for those who can afford a larger initial investment and are looking for favorable terms without the need for private mortgage insurance (PMI) if the down payment is 20% or more. This option can be used for both primary residences and investment properties, making it a versatile choice for a wide range of homebuyers.