Rebrand – answers to frequently asked questions


Conventional High Balance give you extra borrowing power and are designed for borrowers looking to purchase or refinance properties in high-cost areas where home prices exceed the standard conforming loan limits. These loans provide the benefits of conventional financing with higher loan limits, making them suitable for those needing larger loan amounts without resorting to jumbo loans. High Balance Home Loans typically come with competitive interest rates and provide options to help homebuyers in high-value markets secure financing for their homes while still enjoying the advantages of conventional loan features.

Loan features

1The Federal Housing Finance Agency (FHFA) publishes annual high-cost area loan limits that apply to all conventional mortgages delivered to Fannie Mae.