Social media should be a fun, safe place to connect. By staying alert and following these tips, you can help keep your personal information secure and outsmart online scammers.
Social media connects us with friends, family, and the world – but it also opens the door to scammers looking to take advantage. As platforms become more integrated into daily life, so do fraud risks. Whether it’s a fake giveaway, a phony investment opportunity, or an imposter posing as someone you trust, being alert and informed is the first step to staying safe.
Here are some key tips to protect yourself from fraud on social media:
Think before you click
Scammers often use eye-catching posts or messages to lure you in. If something sounds too good to be true – like winning a prize you didn't enter for – it probably is. Avoid clicking suspicious links, especially those asking for personal or financial information.
Watch out for impersonators
Fraudsters may clone profiles of people or companies you know. Double-check usernames, look for slight misspellings, and verify through another trusted channel before responding or sharing any info.
Don't overshare personal information
The more you share publicly, the easier it is for scammers to piece together details for identity theft or social engineering. Keep your privacy settings up to date and avoid posting sensitive info like your full birthday, address, or travel plans.
Use strong, unique passwords
If a scammer gains access to your social media account, they can target your friends or steal personal data. Use different passwords for each account and consider a password manager to help keep track.
Enable two-factor authentication – 2FA
2FA adds a layer of protection by requiring a second step – like a code sent to your phone – before anyone can log in. It’s a simple but effective way to block unauthorized access.
Report and block suspicious accounts
If you encounter a scam or fake account, report it to the platform right away. Blocking the account also prevents future contact. Your report may help protect others, too.
Be skeptical of urgent messages
Messages asking for money or help in a crisis – especially if they’re pushing you to act fast – could be scams. Take a moment, verify the sender, and don’t be pressured into making quick decisions.
Staying safe online doesn’t have to be complicated. A few smart habits can go a long way in protecting your identity, your finances, and your peace of mind. Stay cautious, stay informed – and don’t hesitate to report anything suspicious you come across. You’ve got this!
We’re committed to protecting your account from fraud. Remember, we will NEVER call, email, or text you to ask for your password under any circumstance. If you receive any communication asking for personal information while impersonating the Credit Union, do not respond. Instead, contact us immediately at 800.866.6474.