Your equity. Your vision.

Unlock the full potential of your home with our tailored home equity products. Whether it’s a new bathroom, a kitchen remodel, or investing in your child’s education, we have the right solution for you.

Home Equity Line of Credit (HELOC)

  • Flexible access to funds; borrow as much as you need, up to your credit limit, during the draw period
  • Two competitive intro rate options: 3.99% APR for 6 months, or 5.99% APR for 12 months1

Fixed Equity Loan

  • A fixed-rate option for predictable monthly payments
  • Get up to $500 off closing costs2

Looking for more ways to save? Split your home’s equity and take advantage of both offers!

Speak to a loan consultant

Hurry this offer ends June 30, 2025

Which option is right for you?

FeatureInterest-Only HELOCTraditional HELOCHome Equity Loan
Access to fundsBorrow as needed during the draw periodBorrow as needed during the draw periodOne-time lump sum
Rate typeVariableVariableFixed
Loan amount$10,000 - $250,000$10,000 - $250,000$10,000 - $250,000
Term10-year draw, 20-year repayment period10-year draw, 10-year repayment period20-year repayment period
Best forOngoing projects or expensesShort-term flexibilityOne-time major expenses

Equal Housing Lender. 1Promotional period 5.1.2025 to 6.30.2025. APR = Annual Percentage Rate. 3.99% APR introductory rate expires 6 months after origination; 5.99% APR introductory rate expires 12 months after origination. Regular rates vary from 7.50 to 12.50% APR for Traditional and 7.75 to 10.00% APR for Interest-Only, depending on individual creditworthiness. Owner occupied only. California and Nevada properties only. HELOC APR is variable and based on a Prime Rate of 7.50% as of 4.1.24 plus a margin of 0 to 5% on Traditional and 0.25 to 2.50% on Interest-Only, subject to individual creditworthiness. Annual fee of $50 applies to HELOC balance less than $10,000. ²Up to 80% Loan to Value (LTV). Borrower agrees to pay any fees that exceed $500. Processing fees can range from $487 to $1,337 for California and $312 to $1,192 for Nevada, paid by the borrower. Additional fees may apply subject to type and evaluation of property, ownership, and lien status. Proof of property insurance required. Loan subject to credit approval based upon Credit Union policies, terms, and conditions.