We offer banking options designed just for you, ages 13 and up, including flexibility with the IDs we can accept.

Open an Account

Checking1
24/7 access to your money with a free Visa debit card and our mobile app

Our Checking1 account is free to open and features:

  • No required opening deposit or minimum balance
  • No monthly service fees
  • Visa Debit Card for purchases, using the money in your account
  • Access your money anywhere, anytime – right from your phone with our mobile app
  • Mobile payments through Apple, Google or Samsung Pay

Savings2
As our gift to you, we’ll make the required $5 opening deposit into your savings

A savings account is automatically opened to establish your membership in the Credit Union.2 It makes you an owner of the Credit Union, which is part of what makes us different than a bank.

As our gift to you, we’ll make the required $5 opening deposit into your Rize Credit Union Savings account!

Credit Builder3
A $250 loan with $29 payments for 9 months to help build your credit history

A Credit Builder3 account is a loan and a savings account combined… and it’s one of the best ways to build your credit score.

Here’s how it works:

  • We give you a loan of $250 and deposit the funds into a secure savings account for you, where it earns dividends
  • You make on-time monthly payments of $29 for 9 months, based on simple terms we both agree upon
  • As you repay, we report your good payment history to the credit bureaus, which helps establish your credit score
  • As you make payments, the funds from the secure account are made available to you4 – or you can leave the money in the account to earn more dividends

Pro tip! Set up a monthly automatic transfer from your checking account to ensure payments are made on time, helping to build your good payment history. Too easy!

To open your account, you’ll need to provide one of these accepted photo IDs:

  • Driver’s license
  • State-issued ID card
  • Passport – active, not expired
  • School-issued student ID card, current year
  • Screenshot from school portal showing your name and photo
  • Letter from placement agency or social worker on letterhead with your photo
Open an Account

1Your $5 required opening deposit into Savings to establish membership will be paid for by the Credit Union. 2BankOn Checking is available to members ages 18 and older. Teen Checking is available to members ages 13 to 17. Checking accounts are subject to ChexSystems. 3Available to members age 18 and older. Teen Credit Builder is available to members ages 16 to 17. 4Amount of funds made available to withdraw is based on payment amount, interest paid, and dividends earned.