At Rize Credit Union, when you open an account, you also become an owner. Expect outstanding service, great rates, and personalized treatment that values you as an individual, not a number. We’re here to help you manage your money and guide you in the right direction.
Why choose us
- We're all about you – member-owned and not-for-profit
- Get free checking, a free debit card and more
- Access your money anywhere, anytime – right from your phone
Open an account and choose from these options…
Savings
A savings account is automatically opened to establish your membership in the Credit Union.1 It makes you an owner of the Credit Union, which is part of what makes us different than a bank.
As our gift to you, we’ll make the required $5 opening deposit into your Rize Credit Union Savings account!
Checking
Our Checking2 account is free to open and features:
- No required opening deposit or minimum balance
- No monthly service fees
- Visa Debit Card for purchases, using the money in your account
- Mobile app to check account balances and deposit checks
- Mobile payments through Apple, Google or Samsung Pay
Credit Builder
A Credit Builder3 account is a loan and a savings account combined… and it’s one of the best ways to build your credit score.
Here’s how it works:
- We give you a loan of $250 and deposit the funds into a secure savings account for you, where it earns dividends
- You make on-time monthly payments of $29 for 9 months, based on simple terms we both agree upon
- As you repay, we report your good payment history to the credit bureaus, which helps establish your credit score
- As you make payments, the funds from the secure account are made available to you4 – or you can leave the money in the account to earn more dividends
Pro Tip! Set up a monthly automatic transfer from your checking account to ensure payments are made on time, helping to build your good payment history. Too easy!
1Your $5 required opening deposit into Savings to establish membership will be paid for by Credit Union. 2BankOn Checking is available to members ages 18 and older. Teen Checking is available to members ages 12 to 17. Checking accounts are subject to ChexSystems. 3Available to members age 18 and older. Teen Credit Builder is available to members ages 16 to 17. 4Amount of funds made available to withdraw is based on payment amount, interest paid, and dividends earned.