Our Secured Visa Platinum credit card is an excellent option for members looking to build or rebuild their credit. This card requires a security deposit, which serves as collateral and determines the credit limit, making it accessible for those with limited or poor credit history. It offers the same benefits as our other Platinum cards, including competitive interest rates and no annual fee. By using this card responsibly, members can improve their credit score over time, transitioning to unsecured credit products and better financial opportunities.