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More than a bank. It’s a movement.

With Rize, you get access, perks, and purpose, all in one place. Credit union members, on average, save over $300 per year compared to big banks.1 And when you bank with us, you’re not just building your future – you’re helping others Rize.

Early Payday

Get paid up to two days early – automatically – on eligible direct deposits.2

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Earn up to 93x the national average3

Our money market, certificate, and high-yield checking work harder so you can earn more.

See our rates

Referral perks

Earn $50 for every friend or family member you refer who opens an account – up to $500 a year.4

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1-on-1 financial coaching

Free, personalized coaching to help you find the right solutions to achieve your goals.

Schedule a session

Discounted tickets & more

Code RIZECU gets you discounts through Working Advantage on electronics, attractions, and live events.

Start saving

Travel for less

Need a getaway? Exclusive, budget-friendly deals on vacation packages, just for members.

Book now

30,000+ free ATMs

Access your money at twice as many ATMs as the big banks offer – no fees, no stress.5

Find an ATM

Nationwide branch access

Bank in person at 5,000+ partner credit unions across the U.S.5

Find an location

Business banking

One relationship you can count on – for both personal and business banking.

Open a business account

Banking that moves people forward

Our purpose is rooted in something bigger than banking: it’s about creating lasting financial security, uplifting underserved communities, and helping end poverty. Every dollar you save, borrow, or invest with Rize fuels a movement – empowering foster youth, immigrant families, gig workers, and strengthening the neighborhoods we all call home.

You deserve something bigger than a bank. You deserve to Rize.

1Based on a comparison of financial benefits of credit unions versus banks by the Credit Union National Association (CUNA) from June 2023 to June 2023. 2Direct deposits, such as payroll, pension, and government benefit payments, made through Automated Clearing House (ACH) may be made available up to two days before the scheduled payment date; this can vary from deposit to deposit and is not guaranteed, depending on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Other deposits or credits, such as person-to-person payment services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers for electronic credits, are not eligible for Early Payday. 3Based on a comparison of the FDIC national deposit rate as of 9.16.24 and Rize™ Checking rate as of 10.1.24. 4Effective 12.1.2024, subject to change. The Rize Federal Credit Union (Rize CU) member making the referral (Referrer) will earn a $50 reward bonus for each individual they refer (Referred Person) to Rize CU who registers for the offer, opens a new Rize CU account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers via the referral portal. When a Referred Person fulfills the offer requirements, they and the Referrer from the link used to accept the offer will receive a reward bonus. A Referrer may receive up to 10 reward bonuses ($500 value) within a calendar year. Visit our website to review the complete terms and conditions. 5Access to surcharge-free ATMs and shared branch locations nationwide through the CO-OP ATM Network.