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MORTGAGE LOANS

MORTGAGE LOANS

Buying a home is exciting – and we’re here to make it easier

Whether it’s your first house or your forever home, we’ll guide you every step of the way with options that fit your needs and truly personal support. From application to closing, our team is here to keep the process simple, smooth, and stress-free – so you can focus on what matters most: getting the keys to your new home.

To help you start your next chapter with confidence, you’ll receive $500 toward closing costs.1

Apply for a loan in California
Apply for a loan in Nevada
  • First-time home buyers
  • Fixed-rate mortgages – up to 40 years
  • Adjustable-rate mortgages (ARM)
  • Federal Housing Administration (FHA) loans
  • Department of Veterans Affairs (VA) loans
  • Purchase or refinance

Loan features

  • Fixed or variable rate loans from $50,000 to $3,000,000
  • Loan options available up to 97% LTV
  • Down payment assistance
  • First-time home buyer programs
  • Owner- and non-owner-occupied options
  • Available to ITIN holders
  • Loan rates
  • Mortgage loan calculators

Meet the team

Maria Manchip
MARIA MANCHIP
California Mortgage Loan Officer

Maria has over 15 years of mortgage lending and community outreach experience. She’s known for her market expertise and dedication to providing outstanding member service.

909.730.8264 | [email protected]
NMLS # 989348
Si habla español

Apply for a loan in California
Ruth Hernandez
RUTH HERNANDEZ
Nevada Mortgage Loan Officer

Ruth brings 20 years of banking and mortgage experience, specializing in VA, FHA, Jumbo, and Conventional lending. She’s recognized for her member service and deep expertise.

702.613.2777 | [email protected]
NMLS # 1126709
Si habla español

Apply for a loan in Nevada

Service options to fit your needs

Just getting started?
Access down payment resources and more with our Home Rewards program.

Ready to dive deeper?
Explore digital tools and mortgage education – all in one place – through our partners at myCUmortgage.

Already have a loan?
View your loan details and make a payment by logging in below.

Manage your loan

Rize Credit Union (Rize CU) NMLS #456631. Rize CU membership required. Rates and terms depend on your credit, loan amount, and loan-to-value LTV and may change. ARMs start with a fixed rate and adjust annually within set caps. Mortgage loans subject to approval; other fees and conditions may apply.  1$500 closing cost credit applied at funding. Limit one credit per loan; if multiple offers apply, the highest credit is awarded. Mortgage loans available in California and Nevada.

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