Auto Loan Rates | Rize Credit Union

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Home » Loan Rates » Auto Loan Rates

Auto Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$5,000	4.74% - 13.74%	$22.91 - $27.19
5 years	$10,000	5.24% - 14.24%	$18.98 - $23.39
6 years	$15,000	5.74% - 14.74%	$16.45 - $21.00
7 years¹	$25,000	6.24% - 9.74%	$14.72 - $17.25

First-Time Buyer Auto Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$5,000	5.74% - 14.74%	$23.36 - $27.69
5 years	$10,000	6.24% - 15.24%	$19.44 - $23.91
6 years	$15,000	6.74% - 15.74%	$16.92 - $21.54

Motorcycle Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$5,000	6.24% - 15.24%	$23.59 - $27.94
5 years	$10,000	6.74% - 15.74%	$19.68 - $24.17
6 years	$15,000	7.24% - 16.24%	$17.16 - $21.82
7 years	$25,000	7.74% - 11.24%	$15.46 - $17.25

First-Time Buyer Motorcycle Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$5,000	7.24% - 16.24%	$24.05 - $28.45
5 years	$10,000	7.74% - 16.74%	$20.15 - $24.71
6 years	$15,000	8.24% - 17.24%	$17.65 - $22.37

RV, Boat & Sport Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$2,500	6.24% - 15.24%	$23.59 - $27.94
5 years	$15,000	6.74% - 15.74%	$19.68 - $24.17
6 years	$15,000	7.24% - 16.24%	$17.16 - $21.82
7 years	$30,000	7.74% - 11.24%	$15.46 - $17.25
8 - 9 years	$30,000	8.24% - 11.74%	$12.33 - $14.26
10 - 11 years	$50,000	8.74% - 12.24%	$11.28- $13.32
12 - 15 years	$50,000	9.24% - 12.74%	$10.29 - $12.48

Classic Auto Loans

Term	Min Loan Amt	APR²	Est Pmy / $1,000
≤ 4 years	$5,000	5.74% - 9.24%	$23.36 - $25.00
5 years	$10,000	6.24% - 9.74%	$19.44 - $21.12
6 years	$15,000	6.74% - 10.24%	$16.92 - $18.64
7 years	$25,000	7.24% - 9.24%	$15.21 - $16.21

Vehicle Value Loans

Term	Min Loan Amt	APR^3,4	Est Pmt / $1,000
≤ 4 years	$5,000	4.74% - 13.74%	$22.91 - $27.19
5 years	$10,000	5.24% - 14.24%	$18.98 - $23.39
6 years	$15,000	5.74% - 9.24%	$16.45 - $18.14

APR = Annual Percentage Rate. Rates are subject to change without notice, are based on creditworthiness, and may require a down payment.

The maximum rate on auto loans is 18%. An additional 0.25% discount is available with a down payment of at least 10%. Some restrictions apply. Vehicles with mileage in excess of 150,000 may be subject to a rate adjustment of 1%. ¹Teen Auto Loans only available up to 6 years. Teen must be at least 16 years old to apply. Parent required on account and must meet credit qualifications.

²Certified appraisal required. ³Certified appraisal required. ⁴Inspection may be required.

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