Auto Loan Rates | Rize Credit Union

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Home » Loan Rates » Auto Loan Rates

Auto Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$5,000	5.24% - 14.24%	$23.14 - $27.45
5 years	$10,000	5.74% - 14.74%	$19.22 - $23.66
6 years	$15,000	6.24% - 15.24%	$16.69 - $21.55
7 years¹	$25,000	6.74% - 10.24%	$15.21 - $16.99

First-Time Buyer Auto Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$5,000	6.24% - 15.24%	$23.60 - $27.95
5 years	$10,000	6.74% - 15.74%	$19.68 - $24.18
6 years	$15,000	7.24% - 16.24%	$17.17 - $21.83

Motorcycle Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$5,000	6.74% - 15.74%	$23.83 - $28.21
5 years	$10,000	7.24% - 16.24%	$19.92 - $24.45
6 years	$15,000	7.74% - 16.74%	$17.41 - $20.34
7 years	$25,000	8.24% - 11.74%	$15.71 - $17.52

First-Time Buyer Motorcycle Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$5,000	7.74% - 16.74%	$24.29 - $28.72
5 years	$10,000	8.24% - 17.24%	$20.39 - $24.98
6 years	$15,000	8.74% - 17.74%	$17.90 - $22.66

RV, Boat & Sport Loans

Term	Min Loan Amt	APR	Est Pmt / $1,000
≤ 4 years	$2,500	6.24% - 15.74%	$23.83 - $28.21
5 years	$15,000	7.24% - 16.24%	$20.15 - $24.45
6 years	$15,000	7.74% - 16.74%	$17.41 - $22.10
7 years	$30,000	8.24% - 11.74%	$15.71 - $17.52
8 - 9 years	$30,000	8.74% - 12.24%	$14.52 - $14.55
10 - 11 years	$50,000	9.24% - 12.74%	$12.80 - $13.59
12 - 15 years	$50,000	9.74% - 13.24%	$11.76 - $12.82

Classic Auto Loans

Term	Min Loan Amt	APR²	Est Pmy / $1,000
≤ 4 years	$5,000	6.24% - 9.74%	$23.60 - $25.24
5 years	$10,000	6.74% - 10.24%	$19.68 - $21.37
6 years	$15,000	7.24% - 10.74%	$17.17 - $18.90
7 years	$25,000	7.74% - 9.74%	$15.46 - $16.47

Vehicle Value Loans

Term	Min Loan Amt	APR^3,4	Est Pmt / $1,000
≤ 4 years	$5,000	5.24% - 14.24%	$23.14 - $27.45
5 years	$10,000	5.74% - 14.74%	$19.22 - $23.66
6 years	$15,000	6.24% - 9.74%	$16.69 - $21.55

APR = Annual Percentage Rate. Rates are subject to change without notice, are based on creditworthiness, and may require a down payment.

The maximum rate on auto loans is 18%. An additional 0.25% discount is available with a down payment of at least 10%. Some restrictions apply. Vehicles with mileage in excess of 150,000 may be subject to a rate adjustment of 1%. ¹Teen Auto Loans only available up to 6 years. Teen must be at least 16 years old to apply. Parent required on account and must meet credit qualifications.

²Certified appraisal required. ³Certified appraisal required. ⁴Inspection may be required.

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