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Stay safe: Scammers are calling members pretending to be Rize. We’ll NEVER call and ask for your login info, secure codes, or card numbers. If something feels off, hang up and report it to us at 800.866.6474.

Play it forward with Free Checking

Make your best play with Rize

Lights pride runs deep. Now it pays off. Lights staff can open a Rize Credit Union Free Checking account and get a $300 cash bonus! Simply deposit $300 or more into your new Free Checking account within 90 days of opening to get your bonus!1

Win on & off the field
No monthly fees. No hidden plays. That’s why our Free Checking is exactly that – free.2

FeatureRize Free CheckingBig banks3
Monthly maintenance fee$0Up to $12/mo
Minimum balance required$0Up to $1,500
Mobile check deposit
Zelle® & Bill Pay
Member owned, not-for-profit🚫
Early paycheck access✅ Up to 2 days early4🚫

100% convenience. 0% stress.

iPhone with Rize mobile app login screen

Bank anytime, anywhere with tools that work as hard as you do:

  • Send and receive money with Zelle®
  • Deposit checks from your phone
  • Pay bills online quickly and securely
  • Access 30,000+ surcharge-free ATMs nationwide, including at most 7-Eleven® stores5

Plus, you’ll always have friendly, local support when you need it.

1Account opening bonus offer: Valid 7.15.26 to 8.7.26. To qualify: 1) Open a new membership with a Free Checking account online at https://easyapplication.rizecu.com/flows/e431b217-df2f-47eb-8eec-91d7b60c3063?utm_source=LIGHTS300 (subject to approval); 2) Establish and receive qualifying electronic deposits totaling $300 or more to your new Free Checking account within the 90 days following account opening date. Qualifying electronic deposits include automated clearing house (ACH) deposits, payroll direct deposits, and person-to-person payments (e.g. Zelle, Venmo. PayPal) credited to the account. $300 bonus will be deposited into your Rize Free Checking account on the first day of the month after the qualification period, provided all requirements are met.

Available to individuals who are not current Rize Credit Union (Rize CU) members and have not closed a Rize CU account within the past 90 days. Limit one $300 bonus per member and/or account based on Social Security number. New account must be open and in good standing at the time of payout, otherwise, bonus will be forfeited. Member must have a valid Social Security number and government-issued photo ID. Bonus considered taxable income and will be reported on IRS form 1099-INT. Offer not available to fiduciary accounts (e.g., trusts), business accounts, or Rize CU employees. Federally insured by NCUA.

2$5 monthly paper statement fee waived with eStatement enrollment. 

3Comparison based on MoneyRates, “Bank Fees: Checking Account and ATM Fees in 2024.”

4Early Payday terms.

5Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.