USDA HOME LOANS

USDA Loans are designed to support homebuyers in rural and suburban areas by providing affordable financing options with no down payment required. Backed by the U.S. Department of Agriculture, these loans aim to promote homeownership in designated rural regions, making them an excellent choice for eligible borrowers looking to purchase a home outside of urban centers. USDA Loans feature competitive interest rates and lower mortgage insurance costs compared to conventional loans, which helps to keep monthly payments more manageable. CMF provides comprehensive support throughout the USDA loan application process, ensuring borrowers understand the eligibility requirements and take advantage of the financial benefits associated with this government-backed program. By offering USDA Loans, Rize Credit Union helps make homeownership more attainable and affordable for individuals and families in rural communities.