GOVERNMENT-
INSURED HOME LOANS

Rize Credit Union offers Government Insured Home Loans through our credit union owned mortgage company, Community Mortgage Funding (CMF).  Government-insured loans often have lower down payment requirements compared to conventional loans, making homeownership more accessible to borrowers with limited savings. These loans may have more flexible credit requirements, allowing borrowers with less-than-perfect credit to qualify for financing.  Government-insured loans often include programs specifically designed to assist low-income borrowers in purchasing a home, such as FHA loans or USDA loans for rural homebuyers.