Business Fees & Charges | Rize Credit Union

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Digital banking access
Some members may be experiencing intermittent login issues. We’re on it and working to get things running smoothly again.

Digital banking maintenance
Heads-up! We’ll be doing a little weekend maintenance to keep things running their best.

Some digital banking features may be briefly unavailable late Saturday night, November 15, from 10:30pm – 2:30am, while Zelle® and external transfers will be ready to roll by 3am.

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Home » Fees & Charges » Business Fees & Charges

Business Checking Fees

Item	Small Business Checking	Commercial Advantage Checking
Opening deposit²	$100	$100
Monthly maintenance	$0	$0³
Checks written	100 free, 30¢ each thereafter	100 free, 30¢ each thereafter
Current/Coin in/out⁴	$5,000, $2 per $1,000 thereafter	$20,000, $2 per $1,000 thereafter
Deposits – in branch	10 free, $2 per visit thereafter	30 free, $2 per visit thereafter
Deposited checks	100 free, 10¢ per item thereafter	300 free, 10¢ per item thereafter

²Deposit must be made within 30 days of opening. ³Waived with an average monthly balance of $20,000. ⁴Includes ATM transactions.

General Account Fees

Item	Amount & Description
Check orders	At cost – personal or business
Coin deposit	5% of amount redeemed by members, waive on Youth accounts – 10% for non-members
Official checks	Free – 1 per day, $3 each additional

Service Charges

Item	Amount & Description
ATM surcharge	Free when using Rize Credit Union or CO-OP Network ATMs, otherwise $2
Bill Pay	$5 expedited electronic payment, $20 for expedited check payment
Deposit adjustment	$5
Digital payment processing	$10 per account per month - Finli
Legal action	$75 for taxes levies, judgments, garnishments or subpoenas
Legal copies	20¢ per page
Loan document copy	$10
Notary	$10 in California, then $2.50 each additional signature; $5 in Nevada, then $2.50 each additional signature
Research	$30 per hour
Returned deposited item	Free - $25 if deposited or cashed check on account with same ownership or on loan payment
Stop payment	$15 on checks, bills & ACH, $25 on official checks
Statement copies	$3 per statement
Statements	Free with eStatements, $5 per paper statement; waived on new accounts for 3 full months after date account is opened
Verification of deposit or mortgage	$15
Wire transfers	$25 for domestic, $40 for international

Treasury Management Fees & Charges

ACH Origination	Amount & Description
Account setup	$15 one-time charge per account
Monthly module fee	$25
Late file	$35 per file
Notice of Change/NOC	$2 per item
Returns	$5 per item
Reversal	$1 per item $20 per file
Transactions	15¢ per item 50¢ per item - same day $7.50 per file - same day

Fraud Service	Amount & Description
Account setup	$25 one-time charge per account
Monthly module fee	$25 checks only $25 ACH only $50 both checks and ACH
Monthly maintenance	$5 ACH block per account $10 ACH filter per account
Issued item	5¢ per item
Exception item	$1 per item
Returned exception item	$5 per item

Remote Deposit Capture	Amount & Description
Monthly module fee	$25 per digital banking profile
Equipment purchase	Varies
Deposits	10¢ per item, 50¢ per deposit
Returned item	$15 per item

Wire Origination	Amount & Description
Account setup	$25 one-time setup per account
Monthly module fee	$25 per digital banking profile
Outgoing transactions	$15 each – domestic & international

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