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Digital banking maintenance
Heads-up! We’ll be doing a little weekend maintenance to keep things running their best.
Some digital banking features may be briefly unavailable late Saturday night, March 21, from 10:30pm – 2:30am.
Important reminder: We will NEVER call, email, or text you to ask for your password. Your password is private – keep it safe! Get more information and monthly updates on our fraud prevention page.
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Stay safe: Scammers are calling members pretending to be Rize. We’ll NEVER call and ask for your login info, secure codes, or card numbers. If something feels off, hang up and report it to us at 800.866.6474.
Home » Landing Pages » EarnBig
Experience Rize™ Checking, the high-yield account that gives you all the features of a personal checking account but earns 93 times the national average.1
Account features
How it works
Just use your debit card 5 times each month, and you’ll earn higher dividends on your entire qualifying balance.2
Easy and quick
Earn money on every dollar you’re not spending!
1Based on a comparison of the FDIC national deposit rate as of 9.16.24 and Rize™ Checking rate as of 10.1.24. 2Rize™ Checking is a reverse-tiered, variable-rate account that must be opened online; limited to one checking account per Social Security number. This account is a consumer-based product not available to businesses. To qualify for and earn dividends, you must make 5 debit card purchase transactions that post to your account during each statement cycle (ATM withdrawal transactions are not considered debit card purchases). This requirement must be met each month in order to be eligible to obtain the Annual Percentage Yield (APY). Refer to our Checking & Savings Rates. 3$5 monthly paper statement fee waived with eStatement enrollment. 4Free overdraft protection when linked to Savings account. 5Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.
Joining Rize Credit Union is simple
When you open an account, you become a member of Rize – and your needs become our priority.
To open your account, you’ll need:
You’re not just opening an account – you’re joining a family that truly cares about your financial well-being.
You qualify for membership if you work or live in a select designated community.
Offer valid: 4.1.26 to 6.31.26. 1Based on a comparison of the FDIC national deposit rate as of 9.16.24 and Rize™ Checking rate as of 10.1.24. 2Rize™ Checking is a reverse-tiered, variable-rate account that must be opened online; limited to one checking account per Social Security number. This account is a consumer-based product not available to businesses. To qualify for and earn dividends, you must make 10 debit card purchase transactions that post to your account during each statement cycle (ATM withdrawal transactions are not considered debit card purchases). This requirement must be met each month in order to be eligible to obtain the Annual Percentage Yield (APY). Refer to our Checking & Savings Rates. 3$5 monthly paper statement fee waived with eStatement enrollment. 4Free overdraft protection when linked to Savings account. 5Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.
PRESCREEN & OPT-OUT NOTICE
This “prescreened” offer of credit is based on information in your credit report indicating you meet certain criteria. This offer is not guaranteed if you do not continue to meet our criteria (including providing acceptable collateral). If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies tollfree at 888-5-OPT-OUT (888-567-8688); or write: Equifax Options, PO Box 740123, Atlanta, GA 30374-0123; TransUnion Opt-Out Request, PO Box 505, Woodlyn, PA 19094-0505; or Experian Consumer Opt Out, PO Box 919, Allen, TX 75013; or visit optoutprescreen.com.