Checking & Savings Rates

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Home » Deposit Rates » Checking & Savings Rates

Personal Checking Accounts

Accounts	Balance	Dividends	APY
Free Checking	$0	0%	0%
BankOn Checking	$0	0%	0%
Cuenta Avanzamos	$0	0%	0%
Teen Checking	$0	0%	0%
Rize™ Checking¹	≤ $10,000	7.25%	7.50%
Rize™ Checking¹	> $10,000	0.05%	0.05%

Savings Accounts

Accounts	Balance	Dividends	APY
Prime Savings²	$250	0.05%	0.05%
High-Yield Savings³	≤ $25,000	3.93%	4.00%
High-Yield Savings³	$25,000.01 - $50,000	1.98%	2.00%
High-Yield Savings³	> $50,000	0.05%	0.05%
Super Saver	$0	0.10%	0.10%
Health Savings	$0	0.05%	0.05%
Vacation & Holiday Club⁴	$0	0.05%	0.05%
Youth Savings⁵	$0	0.05%	0.05%
Youth Super Saver⁵	$0	0.10%	0.10%

Business Checking Accounts

Accounts	Balance	Dividends	APY
Small Business Checking	$0	0%	0%
Commercial Advantage	$0	0.05%	0.05%

APY = Annual Percentage Yield. APY reflects the effective rate earned due to compounding interest. Dividends are calculated on the Daily Balance Method.

Rates and terms are subject to change without notice.

¹To earn dividends, you must complete at least 5 debit card purchases that post to your account during the statement cycle (ATM withdrawal transactions are not considered debit card purchases). Available only through online opening. ²$5 minimum deposit to secure Credit Union membership. ³To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). ⁴$10 opening deposit with one scheduled distribution per year on both Vacation and Holiday accounts – June 1 and November 1, respectively. Both accounts carry an early withdrawal fee of $15. ⁵Open to members under 18.