IMPORTANT ALERT: Scam attempts are at an all-time high. RizeCU.com/PreventFraud

CREDIT BUILDER LOAN

APPLY FOR A LOAN

Life is full of ups and downs, and sometimes, those fluctuations can impact your credit score. Whether you have no credit history or your credit report has seen better days, a Credit Builder Loan is designed with you in mind.

Apply for a Loan
Speak to a Loan Consultant

What is a credit builder loan?

Our Credit Builder Loan is a way to build credit and savings at the same time. We place a set amount of money in a savings account, and you pay toward that account in monthly installments, then receive the balance at the end of the loan term.

Here’s how it works

  • We give you a loan and deposit the funds into a savings account in your name, where it earns dividends
  • You make on-time monthly payments based on simple terms we both agree upon
  • As you repay, we report your good payment history to the credit bureaus, which helps build your credit
  • As you make payments, the funds are made available to you – or you can leave the money in the account to earn even more dividends1
  • Loan rates

1Amount of funds made available to withdraw is based on payment amount, interest paid, and dividends earned.

previous arrow
Auto Insurance

Auto Insurance

PROTECTION YOU NEED

MORE INFO
Home Insurance

Home Insurance

COVER MORE THAN JUST THE STRUCTURE

MORE INFO
Renters Insurance

Renters Insurance

PERSONAL PROPERTY COVERAGE

MORE INFO
Business Insurance

Business Insurance

ENSURE YOUR COMPANY IS COVERED

MORE INFO
Life Insurance

Life Insurance

PROPER PLANNING FOR YOUR FAMILY

MORE INFO
next arrow

Trending Topics