¹Based on a comparison of the FDIC national deposit rate as of 9.16.24 and Rize™ Checking rate as of 10.1.24. ²Rize™ Checking is a reverse-tiered, variable-rate account that must be opened online; limited to one checking account per Social Security number. This account is a consumer-based product not available to businesses. To qualify for and earn dividends, you must make 10 debit card purchase transactions that post to your account during each statement cycle (ATM withdrawal transactions are not considered debit card purchases). This requirement must be met each month in order to be eligible to obtain the Annual Percentage Yield (APY). Refer to our Checking & Savings Rates. ³$5 monthly paper statement fee waived with eStatement enrollment. ⁴Free overdraft protection when linked to Savings account. ⁵Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.