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Scheduled maintenance
Digital banking access may be intermittent Saturday, July 26, from 10:30pm to 2:30am PDT.

Stay secure… protect your password

Important reminder: We will NEVER call, email, or text you to ask for your password. Your password is private – keep it safe! Get more information and monthly updates on our fraud prevention page.

REMINDER: We’ll never call to request your password, code, or username. RizeCU.com/PreventFraud

FREE CHECKING

Home » Checking Accounts » Free Checking

Our Free Checking account lets you enjoy the convenience and simplicity of banking without a monthly fee. You can access your money anytime, anywhere, enjoy access to a range of digital banking tools, and receive personalized support, all designed to help you manage your money with confidence.

Account features

$0 monthly fee with eStatements¹
$0 opening deposit or minimum balance required
Free Visa debit card
Free overdraft protection²
Free access to 30,000+ ATMs nationwide³
Available to those with ITIN
Deposit rates
Digital banking

¹$5 monthly paper statement fee waived with eStatement enrollment.²Free overdraft protection when linked to Savings account. ²Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.