BankOn Checking | Rize Credit Union

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Digital banking access
Some members may be experiencing intermittent login issues. We’re on it and working to get things running smoothly again.

Digital banking maintenance
Heads-up! We’ll be doing a little weekend maintenance to keep things running their best.

Some digital banking features may be briefly unavailable late Saturday night, October 26, from 10:30pm – 2:30am, while Zelle^® and external transfers will be ready to roll by 3am.

Stay secure… protect your password

Important reminder: We will NEVER call, email, or text you to ask for your password. Your password is private – keep it safe! Get more information and monthly updates on our fraud prevention page.

REMINDER: We’ll never call to request your password, code, or username. RizeCU.com/PreventFraud

BANKON CHECKING

Home » Checking Accounts » BankOn Checking

For those who want a safe, affordable, no-fee account, Rize Credit Union’s BankOn Checking account is the answer! No monthly fee, no courtesy pay fees, no direct deposit requirement – Social Security number, ITIN, and/or foreign ID accepted.

Managed by the Cities for Financial Empowerment Fund (CFE Fund), the BankOn program sets a standard for recommended account features, ensuring equitable access to safe and affordable financial services. With BankOn programs, we help bring accounts to the unbanked. These programs also help us with outreach and to grow access to financial education for all.

Account features

$0 opening deposit
$0 monthly fee¹
Free Visa debit card
Free overdraft protection²
No NSF fees
Free access to 30,000+ ATMs nationwide³
Available to those with ITIN
Deposit rates
Digital banking

¹$5 monthly paper statement fee waived with eStatement enrollment.²Free overdraft protection when linked to Savings account. ³Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.