teen girl using laptop

Cyber safety is more than just avoiding scams – it’s about protecting your identity, your money, and your future opportunities.

The internet is an incredible tool – it connects you with friends, gives you access to endless information, and makes life more convenient. But it also comes with risks that can affect your money, your reputation, and your future. Scammers, hackers, and online bullies are counting on people letting their guard down. Here’s how you can stay a step ahead.

Keep personal info private
Details like your birthday, address, school, or even your favorite sports team can be used by scammers to guess passwords or steal your identity.

  • Think before you post: if you wouldn’t share it with a stranger on the street, don’t share it online.
  • Use nicknames or initials instead of your full name when signing up for online games or apps.

Build strong password habits
Passwords are the keys to your online life. Weak ones make you an easy target.

  • Use long, unique passwords with a mix of letters, numbers, and symbols.
  • Don’t reuse the same password on different apps or sites.
  • Consider a password manager (with parent approval) to help keep organized.

Recognize fake messages
Scammers send texts, emails, or DMs that look like they’re from a friend, teacher, or popular company.

  • If a message asks for login info, gift cards, or money – stop. It’s almost always a scam.
  • Hover over links before clicking to see where they really lead.
  • When in doubt, delete it or ask a trusted adult.

Social media smarts
Posts live online forever, even if you delete them.

  • Set accounts to private and control who follows you.
  • Be careful with location sharing – it can reveal where you live or hang out.
  • Remember: colleges and future employers may see your posts. Make sure your online footprint reflects the best version of you.

Watch for gaming & app scams
Teens are often targeted through the places they spend the most time online.

  • Gaming scams: Offers for free skins, coins, or upgrades are usually phishing attempts.
  • Scholarship or job scams: Be cautious with “easy money” offers that ask for personal info.
  • Peer-to-peer payment apps: Never send money to someone you don’t know personally.

Rize tip: Talk about it

Staying safe online is easier when you’re not alone. Parents and teens should check in regularly about online activity. If something feels off, report it together.