shopping online

Hey there, savvy shopper! Isn’t online shopping just the best? From picking up groceries to finding the perfect gift, it’s all just a click away. But hold on – while convenience is great, it’s essential to stay alert to potential pitfalls, like those sneaky fraudulent websites that could put your financial info at risk. No worries, though! At Rize Credit Union, we’re here to help you navigate the online shopping world with confidence. Check out these friendly tips to ensure you’re shopping safely!

  • Start with the URL

    First things first, take a peek at the website’s URL. It should begin with https:// – that little “s” means the site is secure. If it’s missing, think twice before proceeding. And hey, don’t forget to look for clear contact info! A trustworthy store will provide a physical address, phone number, and email. If something feels off, reach out to them. Legit businesses are happy to chat!

  • Read the reviews

    Next up: customer reviews! They’re like gold when it comes to verifying a store’s authenticity. Look for independent reviews on websites or forums to get the lowdown on product quality, shipping speed, and overall service. A little research on the company can go a long way too – check out their social media presence and see how they interact with customers!

  • Know the return policy

    A reliable online retailer will have a clear return policy. Before you hit that “buy” button, take a moment to read their terms and conditions. A straightforward return policy is a great sign you’re dealing with a reputable business. And don’t overlook the website design – professional-looking sites are often more trustworthy, while those filled with pop-ups and typos might raise some red flags.

  • Spot the trust badges

    Look for trust badges on the website! These little icons are signs of legitimacy, often from well-known organizations. When you see one, click on it to check for verification. And when it’s time to pay, using your Rize CU debit or credit card is a smart move – it offers extra protection against fraud.

  • Trust your gut

    Finally, if you have any doubts, do a quick search for the store’s name along with words like “scam” or “complaints.” Trust your instincts! If something feels off or a deal seems too good to be true, don’t hesitate to walk away.

At Rize Credit Union, we want you to enjoy every moment of your online shopping spree while staying safe and secure. By following these handy tips, you can protect your finances and make the most of the convenience   online shopping offers. Happy shopping and stay safe out there!