As the holidays approach, it’s important to be aware
Common holiday fraud schemes include fake websites, where scammers create sites that look like real retailers, tricking shoppers into buying non-existent items. Phishing scams are also prevalent, with emails or texts that seem to come from trusted companies asking for personal information or prompting clicks on malicious links. Gift card scams can also pose a serious threat, as scammers often request payment via gift cards, which are tough to trace.
Tips to stay safe
First, shop smart by sticking to trusted websites and checking for secure URLs (HTTPS). Be cautious of unsolicited communications and verify the authenticity of any unexpected messages asking for personal information by contacting companies directly using verified numbers. Regularly monitor your bank and credit card statements for any unauthorized transactions.
Your trusted resource
At Rize Credit Union, we’re committed to providing the resources and tools necessary to stay safe from fraud. Here’s how we can help:
- Fraud alerts: You can set alerts for suspicious transactions, allowing you to act quickly if unauthorized charges are made.
- Educational resources: Our fraud prevention page provides information on common fraud schemes and how to recognize them, empowering members to protect themselves. Stay informed and get additional information and monthly updates at RizeCU.com/PreventFraud. We welcome you to also share this page with family and friends.
- Fraud resolution support: In the unfortunate event you become a victim of fraud, Rize has dedicated support to assist you in resolving the issue and potentially recovering your funds.
- Safe banking practices: Rize encourages safe banking habits, including the use of two-factor authentication and secure passwords.
- Keep your information private: Remember, we’ll NEVER call, email, or text you to ask for your personal information, such as username, password, card number or security codes, under any circumstance. We already have this information and would never ask you to provide it. Stay alert, this type of call may be from a fraudster impersonating the Credit Union.
If you receive any communication asking for personal information, do not respond. Instead, contact us immediately at 800.866.6474.
As the holidays approach, remain vigilant against fraud so you can have a safe and joyful holiday season with your loved ones!