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Digital banking maintenance
Heads-up! We’ll be doing a little weekend maintenance to keep things running their best.

Some digital banking features may be briefly unavailable late Saturday night, March 21, from 10:30pm – 2:30am.

Stay secure… protect your password

Important reminder: We will NEVER call, email, or text you to ask for your password. Your password is private – keep it safe! Get more information and monthly updates on our fraud prevention page.

Stay safe: Scammers are calling members pretending to be Rize. We’ll NEVER call and ask for your login info, secure codes, or card numbers. If something feels off, hang up and report it to us at 800.866.6474.

Earn 7.5% APY on your next Checking Account

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Experience Rize™ Checking, the high-yield account that gives you all the features of a personal checking account but earns 93 times the national average.¹

Account features

How it works

Just use your debit card 5 times each month, and you’ll earn higher dividends on your entire qualifying balance.²

Easy and quick

Open your Rize Checking account online: $0 opening deposit required
Sign up for eStatements: $0 monthly fee with eStatement enrollment³
Make your money work for you: Earn 7.5% APY on balances up to $10,000²

Earn money on every dollar you’re not spending!

¹Based on a comparison of the FDIC national deposit rate as of 9.16.24 and Rize™ Checking rate as of 10.1.24.²Rize™ Checking is a reverse-tiered, variable-rate account that must be opened online; limited to one checking account per Social Security number. This account is a consumer-based product not available to businesses. To qualify for and earn dividends, you must make 5 debit card purchase transactions that post to your account during each statement cycle (ATM withdrawal transactions are not considered debit card purchases). This requirement must be met each month in order to be eligible to obtain the Annual Percentage Yield (APY). Refer to our Checking & Savings Rates. ³$5 monthly paper statement fee waived with eStatement enrollment. ⁴Free overdraft protection when linked to Savings account. ⁵Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.

High-Yield Savings

Our High-Yield Savings account is built to reward the simple things you’re already doing – saving regularly, banking digitally, and setting money aside for what matters.

Account features

You’ll earn each month when you…

Are enrolled in digital banking and eStatements
Maintain a $500 average daily balance
Have a $25 automatic transfer from your Rize Credit Union checking to your High-Yield Savings within the same membership

That’s it! Smart habits, meaningful growth.

¹$5 monthly paper statement fee waived with eStatement enrollment. ²High-Yield Savings is a blended-tier, variable-rate account, that pays a different Dividend Rate on the amount of funds in each tier and is limited to one account per Social Security number. Dividends are paid at a tiered rate for the portion of balance within each tier, and not the entire balance. The total Annual Percentage Yield paid will be calculated based on the portion of funds in the account within each tier. To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). Refer to our Checking & Savings Rates. This account is a consumer-based product not available to businesses.