Promotional period: 10.15.25 to 12.31.25. Application must be received by Rize Federal Credit Union (Rize CU) within promotional period, with funding by 1.7.26. Subject to all Credit Union policies and procedures. Offer not valid on existing Rize CU auto loans, Classic Car Loans, Vehicle Value Loans, or Motorcycle Loans. May not be valid with other promotional offers.
¹APR = Annual Percentage Rate. APR shown on your personal offer is for qualified purchasers and is subject to credit qualifications and vehicle value requirements, with a Rize CU auto loan term up to 48 months. Loan rate discount of 0.25% is valid with a 10% or greater down payment. The approximate monthly payment per $1,000 on a 48-month term is as follows:
$65,000 at 5.24% APR is $23.14
$50.000 at 5.24% APR is $23.14
$40,000 at 6.24% APR is $23.60
$35,000 at 7.24% APR is $24.06
$30,000 at 8.74% APR is $24.77
$25,000 at 10.99% APR is $25.84
²Utilizing the 90-day no-payment option will slightly increase your payment. Finance charges continue to accrue during the deferral period. Deferring your payment may cause a delay in principal reduction.
³$200 CU at the Wheel Visa Gift Card Sweepstakes:
NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
The Sweepstake begins at 12:00am PST on Wednesday, October 15, 2025 and ends at 11:59pm PST on Wednesday, December 31, 2025. Open to individuals who are 18 years of age or older. To be eligible to win, entrants must have a valid tax identification number on file with Rize Credit Union (Rize CU) and be members in good standing at the time the prize is awarded. Employees, officials, immediate family members, and individuals in the same household as Rize CU employees are not eligible.
There are two ways to enter: (1) Automatic entry: purchase a new or used vehicle through CU at the Wheel with financing through Rize CU during the Sweepstakes period; or (2) By writing: Print your name, address, email, phone number, on a 3”x5” card and mail to “Rize Credit Union – Drive Lower”, PO Box 8017 El Monte, CA 91734-2317. All entries must be received by the last day of the Sweepstakes. Limit one written entry per paper. One entry per person, regardless of the method of entry. Maximum one entry per federal tax identification number.
Drawing will be held within two weeks following the end of sweepstakes period from all qualified entries. Odds of winning depend upon the total number of eligible entries received during the sweepstakes period, for example 1 in 1,000 entries.
One winner will receive a $200 bonus. To receive the cash bonus, the member must have a valid Social Security number. $200 cash bonus will be deposited into the member’s Savings account. If the winner has an ITIN, they will instead receive a $200 Visa gift card. Bonus is considered taxable income and will be reported on IRS Form 1099-INT. Winner will be notified by telephone, mail, and/or email.
Prize is not transferable. Once awarded, Rize CU assumes no liability for the prize. If the winner cannot be contacted or refuses the prize, an alternate winner may be selected.
Rize CU is not responsible for lost, stolen, mutilated, incomplete, illegible, misdirected, or undelivered entries. Sweepstakes void where prohibited. All entries become property of Rize CU and will not be returned.
