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Digital banking maintenance
Heads-up! We’ll be doing a little weekend maintenance to keep things running their best.

Some digital banking features may be briefly unavailable late Saturday night, March 21, from 10:30pm – 2:30am.

Stay secure… protect your password

Important reminder: We will NEVER call, email, or text you to ask for your password. Your password is private – keep it safe! Get more information and monthly updates on our fraud prevention page.

Stay safe: Scammers are calling members pretending to be Rize. We’ll NEVER call and ask for your login info, secure codes, or card numbers. If something feels off, hang up and report it to us at 800.866.6474.

FREE CHECKING

Home » Checking Accounts » Free Checking

Our Free Checking account lets you enjoy the convenience and simplicity of banking without a monthly fee. You can access your money anytime, anywhere, enjoy access to a range of digital banking tools, and receive personalized support, all designed to help you manage your money with confidence.

Account features

$0 monthly fee with eStatements¹
$0 opening deposit or minimum balance required
Free Visa debit card
Free overdraft protection²
Free access to 30,000+ ATMs nationwide³
Available to those with ITIN
Deposit rates
Digital banking

¹$5 monthly paper statement fee waived with eStatement enrollment.²Free overdraft protection when linked to Savings account. ²Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.