We’re here for you!

At Rize Credit Union, we’re more than just a financial institution; we’re your trusted partner in achieving your financial goals. Our commitment to our members is evident in everything we do. Learn more about our impact and discover how we prioritize your financial well-being.

Rize members, spruce up your holiday!

Get a $100 cash bonus to use toward your YMCA Christmas tree lot purchase!5

For each new account, Rize will donate to YMCA programs that uplift families and our community.
A gift for you, and a gift for your community!

Open your Free checking today!

Join us and gain access to a variety of benefits!

All of our consumer checking accounts offer no monthly fee, and no opening or direct deposit required.1 Plus…

  • Get paid up to 2 days early2
  • 30,000+ surcharge-free ATMs nationwide, including at major retailers like 7-Eleven3
  • Free Overdraft Protection4 – rest easy knowing you have a safety net in case of unexpected expenses

Open an account and unlock the benefits of being a Rize Credit Union member!

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1Paper statement fee of $5 waived if enrolled in eStatements. $5 minimum deposit to secure Credit Union membership. Checking accounts subject to ChexSystems. 2Incoming electronic direct deposits made through Automated Clearing House (ACH) are made available for use up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Whether we make funds available early depends on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Available for personal accounts only. Eligible direct deposits are limited to electronic direct deposits of items such as payroll, pension, and government benefit payments made through the Automated Clearing House (ACH) to your personal account. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle®, Venmo or PayPal transfers), check or mobile deposits, and other online transfers for electronic credits, are not eligible for Early Payday. 3Access to surcharge-free ATMs nationwide through the CO-OP ATM Network. 4Free Overdraft Protection when linked to a Rize Credit Union savings account. Once you open your account, be sure to reach out to your employer to update your direct deposit information with your new account and routing number.

5YMCA Christmas tree Free Checking bonus offer valid 11.28.25 through 12.31.25, or while supplies last. Available to individuals who are not existing Rize Credit Union (Rize CU) members and have not had an Rize CU account closed within the past 90 days. To qualify: 1) Open a new Rize CU membership with a Free Checking account online at RizeCU.com/YMCA, subject to approval; 2) Establish and receive qualifying electronic deposits totaling $250 or more to your new Free Checking account before December 31, 2025. Qualifying electronic deposits include automated clearing house (ACH) deposits, payroll direct deposits, and person-to-person payments (e.g. Zelle, Venmo. Paypal) credited to the account. $100 cash bonus will be deposited into your Rize CU Free Checking account within 30 days of the end of the offer period, provided all requirements are met. Account must be open and in good standing up to and including the date bonus is paid, otherwise it will be forfeited. A valid Social Security number and government-issued photo ID are required.