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Business Checking Fees

ItemSmall Business CheckingCommercial Advantage Checking
Opening deposit2$100$100
Monthly maintenance$0$253
Checks written100 free, 30¢ each thereafter100 free, 30¢ each thereafter
Current/Coin in/out4$5,000, $2 per $1,000 thereafter$20,000, $2 per $1,000 thereafter
Deposits – in branch10 free, $2 per visit thereafter30 free, $2 per visit thereafter
Deposited checks100 free, 10¢ per item thereafter300 free, 10¢ per item thereafter

2Deposit must be made within 30 days of opening. 3Waived with an average monthly balance of $20,000. 4Includes ATM transactions.

Service Charges

ItemAmount & Description
ATM surchargeFree when using Rize Credit Union or CO-OP Network ATMs, otherwise $2
Bill Pay$5 expedited electronic payment, $20 for expedited check payment
Deposit adjustment$5
Digital payment processing$10 per account per month - Finli
Legal action$75 for taxes levies, judgments, garnishments or subpoenas
Legal copies20¢ per page
Loan document copy$10
Notary$10 in California, then $2.50 each additional signature; $5 in Nevada, then $2.50 each additional signature
Research$30 per hour
Returned deposited itemFree - $25 if deposited or cashed check on account with same ownership or on loan payment
Stop payment$15 on checks, bills & ACH, $25 on official checks
Statement copies$3 per statement
StatementsFree with eStatements, $5 per paper statement; waived on new accounts for 3 full months after date account is opened
Verification of deposit or mortgage$15
Wire transfers$25 for domestic, $40 for international

Treasury Management Fees & Charges

ACH OriginationAmount & Description
Account setup$15 one-time charge per account
Monthly maintenance$25 per digital banking profile
Modules$30 base
Late file$35 per file
Returns/Notice of Change$10 per item
Reversal$1 per item
$50 per file
Transactions15¢ per item
50¢ per item - same day
$7.50 per file - same day
Remote Deposit CaptureAmount & Description
Monthly maintenance$30 per digital banking profile
Equipment lease or purchaseVaries
Deposits10¢ per item, 50¢ per deposit
Returned item$5 per item
Wire OriginationAmount & Description
Account setup$25 one-time setup per account
Monthly maintenance$30 per digital banking profile
Outgoing transactions$15 each – domestic
$25 each – international