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Sahara branch: Due to scheduled maintenance, the parking lot will be closed and the ATM unavailable from 2pm on Saturday, August 15, through 8am Monday, August 17. Find the nearest surcharge-free ATM here.

Chill We got your car loans covered

Chill, we’ve got your next ride covered

New car. Used car. Refinance. Summer rates for every move.

Take the first step toward your perfect ride this summer. Our team is here to make it happen. Low rates, zero stress.

  • Rates as low as 4.74% APR for 48 months1
  • Drive away worry-free with no payments for 90 days2
  • 0.25% APR rate discount with a down payment of 10% or more3
Apply for an auto loan
Speak to a loan consultant
Don’t wait—this offer ends September 30, 2026.

Loan features

  • Fixed loans from $1,500 to $250,000
  • First-time buyers program
  • Guaranteed Asset Protection (GAP)
  • Mechanical Breakdown Protection (MBP)
  • Available to those with ITIN
  • Loan rates
  • Digital banking

¹Promotional period: 7.15.26 to 9.30.26. Application must be received by Rize Federal Credit Union (Rize CU) within promotional period, with funding by 10.7.26. Subject to all Credit Union policies and procedures. Offer not valid on existing Rize CU auto loans, Classic Car Loans, Vehicle Value Loans, or Motorcycle Loans. May not be valid with other promotional offers. APR = Annual Percentage Rate. APR shown on your personal offer is for qualified purchasers and is subject to credit qualifications and vehicle value requirements, with a Rize CU auto loan term up to 48 months. Visit our loan rates page for estimated monthly payments.²Utilizing the 90-day no-payment option will slightly increase your payment. Finance charges continue to accrue during the deferral period. Deferring your payment may cause a delay in principal reduction.³Loan rate discount of 0.25% is valid with a 10% or greater down payment.