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Chill. You're preapproved.

Chill, you’re preapproved1

Ready to shop? You’re locked and loaded.

Congrats—you’re preapproved for an auto loan! Summer’s here, and so is your chance to find the perfect ride. Shop new cars, hunt pre-owned deals, or refinance your current vehicle. Your approval works for any option.

  • Drive away worry-free with no payments for 90 days2
  • 0.25% APR rate discount with a down payment of 10% or more3
Apply for an auto loan
Speak to a loan consultant
Don’t wait—this offer ends September 30, 2026.

Loan features

  • Fixed loans from $1,500 to $250,000
  • Repayment terms options up to 84 months1
  • First-time buyers program
  • Guaranteed Asset Protection (GAP)
  • Mechanical Breakdown Protection (MBP)
  • Available to those with ITIN
  • Loan rates
  • Digital banking

¹Promotional period: 7.15.26 to 9.30.26. Application must be received by Rize Federal Credit Union (Rize CU) within promotional period, with funding by 10.7.26. Subject to all Credit Union policies and procedures. Offer not valid on existing Rize CU auto loans, Classic Car Loans, Vehicle Value Loans, or Motorcycle Loans. May not be valid with other promotional offers. APR = Annual Percentage Rate. APR shown on your personal offer is for qualified purchasers and is subject to credit qualifications and vehicle value requirements, with a Rize CU auto loan term up to 48 months. The approximate monthly payment per $1,000 on a 48-month term is as follows:

$65,000 at 4.74% APR is $22.91
$50.000 at 4.74% APR is $22.91
$40,000 at 5.74% APR is $23.37
$35,000 at 6.74% APR is $23.83
$30,000 at 8.24% APR is $24.52
$25,000 at 10.49% APR is $25.61

²Utilizing the 90-day no-payment option will slightly increase your payment. Finance charges continue to accrue during the deferral period. Deferring your payment may cause a delay in principal reduction. ³Loan rate discount of 0.25% is valid with a 10% or greater down payment.

PRESCREEN & OPT-OUT NOTICE: You received this offer of credit because you satisfied the criteria for creditworthiness under which you were selected for the offer. If applicable, the credit may not be extended if, after you respond to the offer, you do not meet the criteria used to select for the offer or any applicable criteria bearing on creditworthiness or do not furnish any required collateral. You have the right to prohibit information contained in your credit file with any credit reporting agency from being used in connection with any credit transactions you did not initiate. To exercise this right, please call Experian Opt-Out at 888.5.optout (888.567.8688), or write to Experian, PO Box 919, Allen, TX 75013.