Rebrand – answers to frequently asked questions


For those with ITINs and/or foreign IDs, Rize Credit Union’s BankOn Checking account can be the gateway to accessible and affordable banking.

What’s a BankOn checking account?

A BankOn checking account offers essential features at a low cost, including no overdraft charges, online bill pay, and minimal fees. Managed by the Cities for Financial Empowerment Fund (CFE Fund), the BankOn program sets a standard for recommended account features, ensuring equitable access to safe and affordable financial services.

Our achievement of the BankOn certification in January 2018 underscores our commitment to providing accessible banking solutions for all. Through BankOn programs, we not only connect unbanked individuals with accounts but also raise public awareness, target outreach efforts, and expand access to financial education. We strive to connect members with safe and affordable banking options, fostering financial inclusion and empowerment.

Account features

BankOn certification seal

1$5 monthly fee for paper statements. 2Free overdraft protection when linked to Savings account. 3Access to surcharge-free ATMs nationwide through the CO-OP ATM Network.