{"id":34721,"date":"2025-09-17T00:00:40","date_gmt":"2025-09-17T07:00:40","guid":{"rendered":"https:\/\/rizecu.com\/?p=34721"},"modified":"2025-09-09T07:33:46","modified_gmt":"2025-09-09T14:33:46","slug":"smart-tax-moves-before-year-end","status":"publish","type":"post","link":"https:\/\/rizecu.com\/es\/article\/smart-tax-moves-before-year-end\/","title":{"rendered":"Four smart tax moves to make before the year-end"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"34721\" class=\"elementor elementor-34721\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3830ed8 e-flex e-con-boxed e-con e-parent\" data-id=\"3830ed8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9bc7ab elementor-widget elementor-widget-image\" data-id=\"e9bc7ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"460\" src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2509-Business-Tax-Moves-banner.webp\" class=\"attachment-large size-large wp-image-34722\" alt=\"small business owner working on laptop\" srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2509-Business-Tax-Moves-banner.webp 1080w, https:\/\/rizecu.com\/wp-content\/uploads\/2509-Business-Tax-Moves-banner-768x327.webp 768w, https:\/\/rizecu.com\/wp-content\/uploads\/2509-Business-Tax-Moves-banner-18x8.webp 18w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f11fe44 e-flex e-con-boxed e-con e-parent\" data-id=\"f11fe44\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4e32f0 elementor-widget elementor-widget-text-editor\" data-id=\"a4e32f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px; color: #3d1054;\">Get ahead now and save when tax season rolls around<\/span><br \/>If you own a business, the last few months of the year aren\u2019t just about closing sales \u2013 they\u2019re your best chance to make smart financial moves that can lower your tax bill and set you up for success next year.<\/p><p>Take Maria, a local caf\u00e9 owner and longtime Rize Credit Union business member. Last December, she used a small business line of credit to replace her aging espresso machine and upgrade her point-of-sale system. Not only did her new equipment make her business more efficient, but she was also able to deduct the full cost on her 2024 taxes \u2013 saving her hundreds of dollars.<\/p><p><span style=\"font-size: 24px; color: #3d1054;\">Here are four strategies you can consider before December 31:<\/span><\/p><ol><li><strong> Invest in equipment and supplies<br \/><\/strong>If you\u2019ve been putting off buying new equipment, upgrading technology, or stocking up on supplies, now might be the time. Certain purchases can be deducted in the year you buy them, which could reduce your taxable income.<\/li><li><strong> Prepay some expenses<br \/><\/strong>Rent, utilities, insurance premiums \u2013 if your cash flow allows, prepaying these expenses before year-end could help you take the deduction this year rather than next year.<\/li><li><strong> Review your retirement contributions<br \/><\/strong>If you offer a retirement plan for yourself or your employees, check your contributions. Increasing them before year-end can help lower your taxable income and boost your future savings.<\/li><li><strong> Meet with a tax professional<br \/><\/strong>Tax rules change, and what worked last year may not be the best strategy this year. A quick consultation now can help you make adjustments before it\u2019s too late.<\/li><\/ol><p><span style=\"font-size: 24px; color: #3d1054;\">We\u2019re here to help<\/span><br \/>At Rize Credit Union, we can help with financing that makes year-end planning easier \u2013 from <a title=\"loans to lines of credit\" href=\"\/es\/prestamos-pequenas-empresas\/\">business loans to lines of credit<\/a>. Whether you\u2019re looking to invest in growth or cover seasonal expenses, we\u2019re here to support your business every step of the way.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36d4464 elementor-share-buttons--view-icon elementor-share-buttons--shape-circle elementor-share-buttons--color-custom elementor-share-buttons--skin-gradient elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"36d4464\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_x-twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-x-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Get ahead now and save when tax season rolls aroundIf you own a business, the last few months of the year aren\u2019t just about closing sales \u2013 they\u2019re your best chance to make smart financial moves that can lower your tax bill and set you up for success next year. Take Maria, a local caf\u00e9 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":34722,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-34721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-finance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Four smart tax moves to make before the year-end | Rize Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rizecu.com\/es\/article\/smart-tax-moves-before-year-end\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Four smart tax moves to make before the year-end | Rize Credit Union\" \/>\n<meta property=\"og:description\" content=\"Get ahead now and save when tax season rolls aroundIf you own a business, the last few months of the year aren\u2019t just about closing sales \u2013 they\u2019re your best chance to make smart financial moves that can lower your tax bill and set you up for success next year. 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