{"id":28317,"date":"2025-05-20T00:00:56","date_gmt":"2025-05-20T07:00:56","guid":{"rendered":"https:\/\/rizecu.com\/?p=28317"},"modified":"2025-06-09T09:50:24","modified_gmt":"2025-06-09T16:50:24","slug":"first-tax-return-filing","status":"publish","type":"post","link":"https:\/\/rizecu.com\/es\/article\/first-tax-return-filing\/","title":{"rendered":"You filed your first tax return \u2013 here\u2019s what to do next"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"28317\" class=\"elementor elementor-28317\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01892d0 e-flex e-con-boxed e-con e-parent\" data-id=\"01892d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d295c1b elementor-widget elementor-widget-image\" data-id=\"d295c1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"460\" src=\"https:\/\/rizecu.com\/wp-content\/uploads\/250520-Teens-First-Time-Taxes-banner.png\" class=\"attachment-large size-large wp-image-28319\" alt=\"teen girl working at laptop\" srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/250520-Teens-First-Time-Taxes-banner.png 1080w, https:\/\/rizecu.com\/wp-content\/uploads\/250520-Teens-First-Time-Taxes-banner-768x327.png 768w, https:\/\/rizecu.com\/wp-content\/uploads\/250520-Teens-First-Time-Taxes-banner-18x8.png 18w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fd57dbb e-flex e-con-boxed e-con e-parent\" data-id=\"fd57dbb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb4325c elementor-widget elementor-widget-text-editor\" data-id=\"fb4325c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you just filed your taxes \u2013 nice work! That\u2019s a big step in adulting. Whether you got a refund, owed a little, or just followed directions and hit \u201csubmit,\u201d you\u2019re already ahead of the game.<\/p><p>So&#8230; now what?<\/p><p>Here are a few smart (and easy) things to do after you file your taxes:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-499036a e-con-full e-flex e-con e-child\" data-id=\"499036a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7501b38 e-con-full e-flex e-con e-child\" data-id=\"7501b38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2257d23 e-con-full e-flex e-con e-child\" data-id=\"2257d23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-660ba66 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"660ba66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewbox=\"0 0 50 50\"><defs><style>      .cls-1 {        isolation: isolate;      }      .cls-2 {        fill: #3d1054;        stroke-width: 0px;      }    <\/style><\/defs><g class=\"cls-1\"><path class=\"cls-2\" d=\"M49,25c0,13.3-10.7,24-24,24S1,38.3,1,25,11.8,1,25,1s24,10.8,24,24ZM26.2,13.3c-.7-.4-1.5-.4-2.2,0l-5.2,3c-1.1.6-1.5,2-.8,3.1s2,1.5,3.1.8l1.9-1.1v13.4h-4c-1.2,0-2.2,1-2.2,2.2s1,2.2,2.2,2.2h12c1.2,0,2.2-1,2.2-2.2s-1-2.2-2.2-2.2h-3.8V15.3c0-.8-.3-1.6-1-2Z\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9dfb9db e-con-full e-flex e-con e-child\" data-id=\"9dfb9db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-259911b elementor-widget elementor-widget-text-editor\" data-id=\"259911b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Check your refund (or what you owe)<br \/><\/strong>Did you get money back? That means you paid more in taxes than you needed to. It\u2019s not bad \u2013 it just means you gave the government a small loan, and now they\u2019re paying it back.<\/p><p>If you owed money this year, don\u2019t stress. But next time, you might want to have a little more taken out of your \u00a0paycheck, so you\u2019re not stuck with a surprise.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b7caca e-con-full e-flex e-con e-child\" data-id=\"0b7caca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c20d9f6 e-con-full e-flex e-con e-child\" data-id=\"c20d9f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a223acd elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"a223acd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewbox=\"0 0 50 50\"><defs><style>      .cls-1 {        isolation: isolate;      }      .cls-2 {        fill: #3d1054;        stroke-width: 0px;      }    <\/style><\/defs><g class=\"cls-1\"><path class=\"cls-2\" d=\"M1,25C1,11.8,11.8,1,25,1s24,10.7,24,24-10.7,24-24,24S1,38.3,1,25ZM21.9,16.8c.7-.5,1.5-.8,2.4-.8h.3c1.9,0,3.4,1.6,3.4,3.5s-.4,1.9-1.1,2.5l-10.2,9.6c-.7.6-.9,1.6-.6,2.5.3.9,1.2,1.4,2.1,1.4h13.5c1.2,0,2.2-1,2.2-2.2s-.9-2.3-2.1-2.3h-7.8l6-5.6c1.6-1.5,2.5-3.6,2.5-5.8,0-4.4-3.5-7.9-7.9-8h-.3c-1.9,0-3.7.6-5.2,1.7l-2.2,1.7c-1,.8-1.2,2.2-.4,3.2.8,1,2.2,1.2,3.1.4l2.3-1.8h0Z\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2014c68 e-con-full e-flex e-con e-child\" data-id=\"2014c68\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab5ddc5 elementor-widget elementor-widget-text-editor\" data-id=\"ab5ddc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Use your refund wisely<br \/><\/strong>It\u2019s tempting to blow your refund on something fun \u2013 and you should treat yourself a little! But saving part of it is a smart move. You could:<\/p><ul><li>Start an emergency fund<\/li><li>Put it toward future college costs<\/li><li>Pay off a little debt (like a credit card)<\/li><li>Save for something big (like a car)<\/li><\/ul><p>Even setting aside $50\u2013$100 makes a difference.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73d741f e-con-full e-flex e-con e-child\" data-id=\"73d741f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ab0c4ee e-con-full e-flex e-con e-child\" data-id=\"ab0c4ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e33df6 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6e33df6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewbox=\"0 0 50 50\"><defs><style>      .cls-1 {        isolation: isolate;      }      .cls-2 {        fill: #3d1054;        stroke-width: 0px;      }    <\/style><\/defs><g class=\"cls-1\"><path class=\"cls-2\" d=\"M1,25C1,11.8,11.8,1,25,1s24,10.7,24,24-10.7,24-24,24S1,38.3,1,25ZM16,15.3c0,1.2,1,2.2,2.2,2.2h6.2l-4.8,4.3c-.7.6-.9,1.6-.6,2.5s1.2,1.4,2.1,1.4h4.8c1.9,0,3.4,1.5,3.4,3.4s-1.5,3.4-3.4,3.4h-2.6c-1.3,0-2.4-.6-3.1-1.7l-.2-.4c-.6-1.1-2-1.4-3.1-.7-1.1.6-1.4,2-.7,3.1l.2.4c1.5,2.4,4.1,3.9,6.9,3.9h2.6c4.4,0,7.9-3.5,7.9-7.9s-3.1-7.4-7-7.8l4.8-4.4c.7-.6.9-1.6.6-2.5-.2-.9-1-1.5-1.9-1.5h-12c-1.3,0-2.3,1-2.3,2.3Z\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f165086 e-con-full e-flex e-con e-child\" data-id=\"f165086\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3929a5 elementor-widget elementor-widget-text-editor\" data-id=\"b3929a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Save your tax paperwork<br \/><\/strong>Keep a copy of your tax return and any W-2 or 1099 forms in a safe place. If you file again next year (and you probably will), it\u2019ll make things way easier.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5d999b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c5d999b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-lightbulb-on\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pro tip: Create a folder on your computer or phone to snap pics or save PDFs of important stuff.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4281000 e-con-full e-flex e-con e-child\" data-id=\"4281000\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4105436 e-con-full e-flex e-con e-child\" data-id=\"4105436\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ba954b elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5ba954b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewbox=\"0 0 50 50\"><defs><style>      .cls-1 {        isolation: isolate;      }      .cls-2 {        fill: #3d1054;        stroke-width: 0px;      }    <\/style><\/defs><g class=\"cls-1\"><path class=\"cls-2\" d=\"M49,25c0,13.3-10.7,24-24,24S1,38.3,1,25,11.8,1,25,1s24,10.8,24,24ZM22,13.1c-1.2-.4-2.5.2-2.9,1.4l-4.5,13.5c-.2.7-.1,1.4.3,2s1.1.9,1.8.9h9.8v3.8c0,1.2,1,2.2,2.2,2.2s2.2-1,2.2-2.2v-3.7h.8c1.2,0,2.2-1,2.2-2.2s-1-2.2-2.2-2.2h-.7v-5.3c0-1.2-1-2.2-2.2-2.2s-2.2,1-2.2,2.2v5.3h-6.6l3.4-10.6c.4-1.2-.2-2.5-1.4-2.9Z\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da9e638 e-con-full e-flex e-con e-child\" data-id=\"da9e638\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5af633b elementor-widget elementor-widget-text-editor\" data-id=\"5af633b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Think about next year<br \/><\/strong>Okay, you don\u2019t need to stress about next year yet. But if you got a huge refund or owed a lot, you can ask your job to change how much tax they take out of your paycheck. It\u2019s called updating your W-4 \u2013 it\u2019s quick and easy, and your HR person can help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0fb079 elementor-widget elementor-widget-text-editor\" data-id=\"b0fb079\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px; color: #3d1054;\">Bottom line: You did the hard part<\/span><\/p><p>Filing taxes can be confusing the first time, so if you made it through \u2013 high five. \ud83d\ude4c A little follow-up now will keep you on track and make next year even easier.<\/p><p>And hey&#8230; welcome to the grown-up money club!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a007654 elementor-widget elementor-widget-text-editor\" data-id=\"a007654\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #dbd7f5;\"><strong>Ready to take the next step?<\/strong><\/span><br \/>Open a <span style=\"text-decoration: underline;\"><span style=\"color: #fcf84e; text-decoration: underline;\"><a style=\"color: #fcf84e; text-decoration: underline;\" title=\"Cuenta de cheques para j\u00f3venes\" href=\"\/es\/cuentas-de-cheques\/cheques-jovenes\/\">Cuenta de cheques para j\u00f3venes<\/a><\/span><\/span> account with Rize and start managing your money like a pro. It&#8217;s built just for teens \u2013 with tools to track spending, save smart, and get paid faster.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d34401 elementor-share-buttons--view-icon elementor-share-buttons--shape-circle elementor-share-buttons--color-custom elementor-share-buttons--skin-gradient elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"8d34401\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_x-twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-x-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>If you just filed your taxes \u2013 nice work! That\u2019s a big step in adulting. Whether you got a refund, owed a little, or just followed directions and hit \u201csubmit,\u201d you\u2019re already ahead of the game. So&#8230; now what? Here are a few smart (and easy) things to do after you file your taxes: Check [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":28319,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-28317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-teen-scene"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>You filed your first tax return \u2013 here\u2019s what to do next | Rize Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rizecu.com\/es\/article\/first-tax-return-filing\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"You filed your first tax return \u2013 here\u2019s what to do next | Rize Credit Union\" \/>\n<meta property=\"og:description\" content=\"If you just filed your taxes \u2013 nice work! 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