{"id":40067,"date":"2026-01-23T09:21:04","date_gmt":"2026-01-23T17:21:04","guid":{"rendered":"https:\/\/rizecu.com\/?page_id=40067"},"modified":"2026-02-17T12:04:13","modified_gmt":"2026-02-17T20:04:13","slug":"student-loans","status":"publish","type":"page","link":"https:\/\/rizecu.com\/es\/student-loans\/","title":{"rendered":"Student Loans and Refinance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"40067\" class=\"elementor elementor-40067\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4726f14 e-flex e-con-boxed e-con e-parent\" data-id=\"4726f14\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a5cd07 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"9a5cd07\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Student loans &amp; refinance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0061d04 e-flex e-con-boxed e-con e-parent\" data-id=\"0061d04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd82df8 elementor-widget elementor-widget-breadcrumbs\" data-id=\"dd82df8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/rizecu.com\/es\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca9b4a9 e-flex e-con-boxed e-con e-parent\" data-id=\"ca9b4a9\" data-element_type=\"container\" data-e-type=\"container\" id=\"main\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a5a8eff e-con-full e-flex e-con e-child\" data-id=\"7a5a8eff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-de7c4be e-con-full e-flex e-con e-child\" data-id=\"de7c4be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22008824 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"22008824\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When scholarships and federal aid don&#8217;t cover all your costs, we can help fill the gap. We\u2019ve partnered with Student Choice to offer private student lending and refinancing options for undergraduate and graduate students, with competitive rates and flexible terms that work for you. Borrow what you need, when you need it \u2013 even if your college plans aren\u2019t finalized yet.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8710648 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"8710648\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/rizecu.studentchoice.org\/\" target=\"_blank\" title=\"Get started with Student Loans &amp; Refinancing\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u00e1s informaci\u00f3n<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe04c7a e-con-full e-flex e-con e-child\" data-id=\"fe04c7a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2717ee7 elementor-widget elementor-widget-text-editor\" data-id=\"2717ee7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px; color: #3d1054;\">Features<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fccb95 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0fccb95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Competitive fixed and variable rates<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Flexible repayment periods and in-school deferment options<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Potentially reduce your rate by 0.25% when you enroll in automatic payments<sup>1<\/sup><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Available for both undergraduate and graduate students<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Refinancing options available for existing student loans <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">24\/7 call center and application support<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2471eea e-flex e-con-boxed e-con e-parent\" data-id=\"2471eea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ee31ee5 e-grid e-con-full box-grid e-con e-child\" data-id=\"ee31ee5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-08822ef e-con-full e-flex e-con e-child\" data-id=\"08822ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a26f4a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"a26f4a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Undergraduate student loans<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b71f5f1 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"b71f5f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/apply.studentchoice.org\/application?lid=1349&#038;productTypeId=1&#038;leadSourceId=20&#038;programTypeId=1\" target=\"_blank\" title=\"Learn more about Undergrad Loan Rates\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c240cd6 e-con-full e-flex e-con e-child\" data-id=\"c240cd6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a07775 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5a07775\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Graduate student loans<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4579499 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"4579499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/apply.studentchoice.org\/application?lid=1349&#038;productTypeId=1&#038;leadSourceId=20&#038;programTypeId=2\" target=\"_blank\" title=\"Learn more about Grad Loan Rates\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc5e723 e-con-full e-flex e-con e-child\" data-id=\"fc5e723\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c43928c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"c43928c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Student loan refinancing<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09c0e68 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"09c0e68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/apply.studentchoice.org\/application?lid=1349&#038;productTypeId=2&#038;leadSourceId=20&#038;programTypeId=7\" target=\"_blank\" title=\"Learn more about Grad Loan Rates\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-381ad53 e-flex e-con-boxed e-con e-parent\" data-id=\"381ad53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-69655d6 e-con-full e-flex e-con e-child\" data-id=\"69655d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b74c30d elementor-widget elementor-widget-text-editor\" data-id=\"b74c30d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px; color: #3d1054;\">Preguntas frecuentes<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c9695d elementor-widget elementor-widget-n-accordion\" data-id=\"4c9695d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8030\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-8030\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does a Student Choice line of credit work? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8030\" class=\"elementor-element elementor-element-63f27f1 e-con-full e-flex e-con e-child\" data-id=\"63f27f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f22a104 elementor-widget elementor-widget-text-editor\" data-id=\"f22a104\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A line of credit allows you to borrow only what you need, with a longer repayment period to make payments more manageable. You\u2019re approved for multiple years, so there\u2019s no need to reapply each year.<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8031\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8031\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What\u2019s the repayment period? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8031\" class=\"elementor-element elementor-element-710a93a e-con-full e-flex e-con e-child\" data-id=\"710a93a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5655ed7 elementor-widget elementor-widget-text-editor\" data-id=\"5655ed7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Repayment periods for undergraduate and graduate lines of credit may be 10, 20, or 25 years. Repayment terms for student loan refinancing may be 5, 10, and 15 years. Available terms are shown during the application process.<sup>4<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8032\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8032\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How are rates determined? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8032\" class=\"elementor-element elementor-element-a03cc17 e-con-full e-flex e-con e-child\" data-id=\"a03cc17\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed672b1 elementor-widget elementor-widget-text-editor\" data-id=\"ed672b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Rates are based on creditworthiness, loan amount, repayment term, and whether you have a co-signer. Rize works with Student Choice to help ensure you receive competitive options tailored to your financial situation.<sup>4<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8033\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8033\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do I need a co-signer? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8033\" class=\"elementor-element elementor-element-1e92007 e-flex e-con-boxed e-con e-child\" data-id=\"1e92007\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e68b5a elementor-widget elementor-widget-text-editor\" data-id=\"3e68b5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It depends on your credit history and income. A co-signer with strong credit may help you qualify for a lower rate or get approved if you&#8217;re still building credit. Many students use a parent or guardian as a co-signer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8034\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8034\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What's refinancing? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8034\" class=\"elementor-element elementor-element-a215a02 e-flex e-con-boxed e-con e-child\" data-id=\"a215a02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3c30e5 elementor-widget elementor-widget-text-editor\" data-id=\"e3c30e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you&#8217;re already paying off student loans, refinancing may help you consolidate payments and adjust your repayment terms, depending on your financial situation.<sup>3<\/sup><\/p><p class=\"p1\">Federal student loans may qualify for benefits that private loans do not, so it\u2019s important to review your options carefully before refinancing.<sup>4<\/sup><\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8035\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8035\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What's the difference between federal and private student loans? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8035\" class=\"elementor-element elementor-element-408eb1c e-flex e-con-boxed e-con e-child\" data-id=\"408eb1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebf00c1 elementor-widget elementor-widget-text-editor\" data-id=\"ebf00c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tFederal loans may offer lower fixed rates and more flexible repayment options, including income-driven plans and loan forgiveness programs. Private student loans, like Student Choice, help cover costs that federal aid doesn&#8217;t \u2013 but they don&#8217;t qualify for federal benefits. Maximize federal aid first before considering private options.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c54fe9 e-flex e-con-boxed e-con e-parent\" data-id=\"4c54fe9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d8b2aa1 e-con-full e-flex e-con e-child\" data-id=\"d8b2aa1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a5c30f elementor-widget elementor-widget-text-editor\" data-id=\"6a5c30f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Rize Credit Union membership is required to apply for undergraduate and graduate lines of credit and to refinance your existing student loan(s). Federal student loans may qualify for payment and interest rate benefits that private student loans do not. Carefully consider your options before refinancing federal student loans, as they will no longer qualify for current and future federal benefits once refinanced with a private lender. For more information, visit studentaid.gov or contact your federal student loan servicer. \u00b9A 0.25% rate reduction may be available during full repayment by enrolling in automatic electronic payments. Terms, eligibility, and timing may vary by loan program. <sup>2<\/sup>Private student loans are subject to credit approval. Rates, terms, fees, and eligibility requirements vary and are shown during the application process. All loans are subject to annual review and credit qualification. Must meet school&#8217;s Satisfactory Academic Progress (SAP) requirements. Equal opportunity lender. <sup>3<\/sup>Student loan refinance is subject to credit qualification and additional criteria, including graduating from an approved school. Savings or lower interest rates are not guaranteed and depend on your individual financial profile, loan terms, and credit history. <sup>4<\/sup>When refinancing federal student loans, you will lose certain borrower benefits from your original loans. These may include interest rate discount, principal rebates, or some cancellation and\/or forgiveness benefits that can significantly reduce the cost of repayment. Please consider these benefits carefully when considering your options for refinancing federal student loans.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f68240b e-con-full e-flex e-con e-parent\" data-id=\"f68240b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7e4b208 e-flex e-con-boxed e-con e-child\" data-id=\"7e4b208\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6011835 e-flex e-con-boxed e-con e-child\" data-id=\"6011835\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33dd9d6a elementor-widget elementor-widget-global elementor-global-2218 elementor-widget-heading\" data-id=\"33dd9d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tendencia de los temas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-314234b5 news-grid animated-slow elementor-posts--thumbnail-top elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-290 elementor-widget-posts\" data-id=\"314234b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;custom_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:1000,&quot;custom_columns&quot;:&quot;3&quot;,&quot;custom_columns_tablet&quot;:&quot;2&quot;,&quot;custom_columns_mobile&quot;:&quot;1&quot;,&quot;custom_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.custom\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t      <div class=\"ecs-posts elementor-posts-container elementor-posts   elementor-grid elementor-posts--skin-custom\" data-settings=\"{&quot;current_page&quot;:1,&quot;max_num_pages&quot;:&quot;5&quot;,&quot;load_method&quot;:&quot;&quot;,&quot;widget_id&quot;:&quot;314234b5&quot;,&quot;post_id&quot;:40067,&quot;theme_id&quot;:40067,&quot;change_url&quot;:false,&quot;reinit_js&quot;:false}\">\n      \t\t<article id=\"post-37184\" class=\"elementor-post elementor-grid-item ecs-post-loop post-37184 post type-post status-publish format-standard has-post-thumbnail hentry category-the-teen-scene\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-37184 post type-post status-publish format-standard has-post-thumbnail hentry category-the-teen-scene\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/make-the-most-of-your-money\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"460\" src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser.webp\" class=\"attachment-large size-large wp-image-37186\" alt=\"teen girl wearing headphones and holding her phone\" srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser-16x12.webp 16w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/make-the-most-of-your-money\/\">How to make the most of your money (even if you don\u2019t have much yet)<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<article id=\"post-37173\" class=\"elementor-post elementor-grid-item ecs-post-loop post-37173 post type-post status-publish format-standard has-post-thumbnail hentry category-personal-finance\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-37173 post type-post status-publish format-standard has-post-thumbnail hentry category-personal-finance\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/gratitude-and-your-finances\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser.webp\" class=\"attachment-large size-large wp-image-37175 lazyload\" alt=\"leaf with heart cut out of it\" data-srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser-16x12.webp 16w\" data-sizes=\"(max-width: 600px) 100vw, 600px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/460;\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/gratitude-and-your-finances\/\">Gratitude &#038; your finances \u2013 why thankfulness can make you wealthier<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<article id=\"post-36602\" class=\"elementor-post elementor-grid-item ecs-post-loop post-36602 post type-post status-publish format-standard has-post-thumbnail hentry category-fraud-awareness\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-36602 post type-post status-publish format-standard has-post-thumbnail hentry category-fraud-awareness\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp\" class=\"attachment-large size-large wp-image-36604 lazyload\" alt=\"person using credit card on laptop\" data-srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser-16x12.webp 16w\" data-sizes=\"(max-width: 600px) 100vw, 600px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/460;\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">Volvieron los fraudes navide\u00f1os. Aqu\u00ed te contamos c\u00f3mo evitar caer en la trampa<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdbf99f e-flex e-con-boxed e-con e-child\" data-id=\"fdbf99f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfa6f10 elementor-widget elementor-widget-spacer\" data-id=\"bfa6f10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>When scholarships and federal aid don&#8217;t cover all your costs, we can help fill the gap. We\u2019ve partnered with Student Choice to offer private student lending and refinancing options for undergraduate and graduate students, with competitive rates and flexible terms that work for you. Borrow what you need, when you need it \u2013 even if your college plans aren\u2019t finalized yet.<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-40067","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Student Loans and Refinance | Rize Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rizecu.com\/es\/student-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student Loans and Refinance | Rize Credit Union\" \/>\n<meta property=\"og:description\" content=\"When scholarships and federal aid don&#039;t cover all your costs, we can help fill the gap. We\u2019ve partnered with Student Choice to offer private student lending and refinancing options for undergraduate and graduate students, with competitive rates and flexible terms that work for you. Borrow what you need, when you need it \u2013 even if your college plans aren\u2019t finalized yet.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rizecu.com\/es\/student-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Rize Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/RizeCreditUnion\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-17T20:04:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rizecu.com\/wp-content\/uploads\/rize-bneyond-banking.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"560\" \/>\n\t<meta property=\"og:image:height\" content=\"332\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@RizeCreditUnion\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/rizecu.com\\\/student-loans\\\/\",\"url\":\"https:\\\/\\\/rizecu.com\\\/student-loans\\\/\",\"name\":\"Student Loans and Refinance | Rize Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/rizecu.com\\\/#website\"},\"datePublished\":\"2026-01-23T17:21:04+00:00\",\"dateModified\":\"2026-02-17T20:04:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/rizecu.com\\\/student-loans\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/rizecu.com\\\/student-loans\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/rizecu.com\\\/student-loans\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/rizecu.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Student Loans and Refinance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/rizecu.com\\\/#website\",\"url\":\"https:\\\/\\\/rizecu.com\\\/\",\"name\":\"Rize Credit Union\",\"description\":\"Beyond Banking\",\"publisher\":{\"@id\":\"https:\\\/\\\/rizecu.com\\\/#organization\"},\"alternateName\":\"Rize CU\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/rizecu.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/rizecu.com\\\/#organization\",\"name\":\"Rize Credit Union\",\"alternateName\":\"Rize CU\",\"url\":\"https:\\\/\\\/rizecu.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/rizecu.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/rizecu.com\\\/wp-content\\\/uploads\\\/rize-bneyond-banking.jpg\",\"contentUrl\":\"https:\\\/\\\/rizecu.com\\\/wp-content\\\/uploads\\\/rize-bneyond-banking.jpg\",\"width\":560,\"height\":332,\"caption\":\"Rize Credit Union\"},\"image\":{\"@id\":\"https:\\\/\\\/rizecu.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/RizeCreditUnion\",\"https:\\\/\\\/x.com\\\/RizeCreditUnion\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/rize-credit-union\",\"https:\\\/\\\/www.instagram.com\\\/rize_creditunion\\\/\",\"https:\\\/\\\/x.com\\\/Rize_cu\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Student Loans and Refinance | Rize Credit Union","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/rizecu.com\/es\/student-loans\/","og_locale":"es_MX","og_type":"article","og_title":"Student Loans and Refinance | Rize Credit Union","og_description":"When scholarships and federal aid don't cover all your costs, we can help fill the gap. We\u2019ve partnered with Student Choice to offer private student lending and refinancing options for undergraduate and graduate students, with competitive rates and flexible terms that work for you. Borrow what you need, when you need it \u2013 even if your college plans aren\u2019t finalized yet.","og_url":"https:\/\/rizecu.com\/es\/student-loans\/","og_site_name":"Rize Credit Union","article_publisher":"https:\/\/www.facebook.com\/RizeCreditUnion","article_modified_time":"2026-02-17T20:04:13+00:00","og_image":[{"width":560,"height":332,"url":"https:\/\/rizecu.com\/wp-content\/uploads\/rize-bneyond-banking.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@RizeCreditUnion","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/rizecu.com\/student-loans\/","url":"https:\/\/rizecu.com\/student-loans\/","name":"Student Loans and Refinance | Rize Credit Union","isPartOf":{"@id":"https:\/\/rizecu.com\/#website"},"datePublished":"2026-01-23T17:21:04+00:00","dateModified":"2026-02-17T20:04:13+00:00","breadcrumb":{"@id":"https:\/\/rizecu.com\/student-loans\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/rizecu.com\/student-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/rizecu.com\/student-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/rizecu.com\/"},{"@type":"ListItem","position":2,"name":"Student Loans and Refinance"}]},{"@type":"WebSite","@id":"https:\/\/rizecu.com\/#website","url":"https:\/\/rizecu.com\/","name":"Rize Credit Union","description":"Beyond Banking","publisher":{"@id":"https:\/\/rizecu.com\/#organization"},"alternateName":"Rize CU","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/rizecu.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/rizecu.com\/#organization","name":"Rize Credit Union","alternateName":"Rize CU","url":"https:\/\/rizecu.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/rizecu.com\/#\/schema\/logo\/image\/","url":"https:\/\/rizecu.com\/wp-content\/uploads\/rize-bneyond-banking.jpg","contentUrl":"https:\/\/rizecu.com\/wp-content\/uploads\/rize-bneyond-banking.jpg","width":560,"height":332,"caption":"Rize Credit Union"},"image":{"@id":"https:\/\/rizecu.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/RizeCreditUnion","https:\/\/x.com\/RizeCreditUnion","https:\/\/www.linkedin.com\/company\/rize-credit-union","https:\/\/www.instagram.com\/rize_creditunion\/","https:\/\/x.com\/Rize_cu"]}]}},"publishpress_future_action":{"enabled":false,"date":"2026-04-28 12:34:21","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/rizecu.com\/es\/wp-json\/wp\/v2\/pages\/40067","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rizecu.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rizecu.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rizecu.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rizecu.com\/es\/wp-json\/wp\/v2\/comments?post=40067"}],"version-history":[{"count":0,"href":"https:\/\/rizecu.com\/es\/wp-json\/wp\/v2\/pages\/40067\/revisions"}],"wp:attachment":[{"href":"https:\/\/rizecu.com\/es\/wp-json\/wp\/v2\/media?parent=40067"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}