{"id":17618,"date":"2024-09-13T14:29:59","date_gmt":"2024-09-13T21:29:59","guid":{"rendered":"https:\/\/rizecu.com\/?page_id=17618"},"modified":"2025-12-10T09:24:14","modified_gmt":"2025-12-10T17:24:14","slug":"cltv-home-equity-loans","status":"publish","type":"page","link":"https:\/\/rizecu.com\/es\/home-equity-loans\/cltv-home-equity-loans\/","title":{"rendered":"Pr\u00e9stamo sobre el valor neto de la vivienda con CLTV del 100%"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"17618\" class=\"elementor elementor-17618\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4726f14 e-flex e-con-boxed e-con e-parent\" data-id=\"4726f14\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-31135bd4 e-con-full e-flex e-con e-child\" data-id=\"31135bd4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a9e553 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4a9e553\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>100% CLTV HOME EQUITY LOANS<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cbff7be animated-slow elementor-hidden-tablet_extra elementor-hidden-desktop elementor-button-info trackable elementor-invisible elementor-widget elementor-widget-button\" data-id=\"4cbff7be\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lms-dmz-sce322280032.temenoscloudna.com\/Akcelerant.Origination.Web.DMZ\/default\/Products\" target=\"_blank\" title=\"Solicita un pr\u00e9stamo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR UN PR\u00c9STAMO<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0061d04 e-flex e-con-boxed e-con e-parent\" data-id=\"0061d04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd82df8 elementor-widget elementor-widget-breadcrumbs\" data-id=\"dd82df8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/rizecu.com\/es\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca9b4a9 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"ca9b4a9\" data-element_type=\"container\" data-e-type=\"container\" id=\"main\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:1600}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a5a8eff e-con-full e-flex e-con e-child\" data-id=\"7a5a8eff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22008824 elementor-widget elementor-widget-text-editor\" data-id=\"22008824\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Aprovecha al m\u00e1ximo el potencial de tu hogar con nuestro pr\u00e9stamo sobre el valor neto de la vivienda con un 100% de pr\u00e9stamo combinado. Dise\u00f1ado para propiedades ocupadas por el propietario en California y Nevada, este pr\u00e9stamo te permite pedir prestado hasta el 100% del valor de tu casa. Ya sea que est\u00e9s consolidando deudas, financiando proyectos importantes o haciendo mejoras en tu hogar, nuestras opciones flexibles de pr\u00e9stamo est\u00e1n dise\u00f1adas para ajustarse a tus necesidades.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b760683 elementor-widget__width-auto trackable elementor-widget elementor-widget-button\" data-id=\"7b760683\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lms-dmz-sce322280032.temenoscloudna.com\/Akcelerant.Origination.Web.DMZ\/default\/Products?ProductCategory=homeequityloan\" target=\"_blank\" title=\"Solicita un pr\u00e9stamo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita un pr\u00e9stamo<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f117aa elementor-widget__width-auto trackable elementor-widget elementor-widget-button\" data-id=\"7f117aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/connect.rizecu.com\/?for=vb&#038;qa=1a4caa20-2cea-11f0-9bc2-b71412263b4c\" target=\"_blank\" title=\"Solicita un pr\u00e9stamo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Habla con un asesor de pr\u00e9stamos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe04c7a e-con-full e-flex e-con e-child\" data-id=\"fe04c7a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6453aa8 elementor-widget elementor-widget-text-editor\" data-id=\"6453aa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px; color: #3d1054;\">Caracter\u00edsticas del pr\u00e9stamo<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-303723e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"303723e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pr\u00e9stamos con tasa fija desde $10,000 hasta $50,000<sup>1<\/sup><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">CLTV hasta del 100% en viviendas ocupadas por el propietario<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Periodo de pago de 20 a\u00f1os<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sin penalizaci\u00f3n por pago anticipado<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Disponible para las personas con ITIN<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Disponible para viviendas en California y Nevada<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/es\/tarifas-prestamos\/home-equity-rates\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Tasas de pr\u00e9stamo<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/es\/banca-digital\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Banca digital<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d3a804 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"6d3a804\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:1600}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0bf5f04 e-con-full e-flex e-con e-child\" data-id=\"0bf5f04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b132ac elementor-widget elementor-widget-text-editor\" data-id=\"1b132ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #3d1054; font-size: 24px;\">\u00bfQu\u00e9 pr\u00e9stamo con sobre el valor de la vivienda es mejor para ti?<\/span><\/p><p><strong>Pr\u00e9stamo sobre el valor neto de la vivienda con CLTV del 100%<br \/><\/strong>A\u00a0<a title=\"Pr\u00e9stamo sobre el valor neto de la vivienda con CLTV del 100%\" href=\"\/es\/home-equity-loans\/cltv-home-equity-loans\/\">Pr\u00e9stamo sobre el valor neto de la vivienda con CLTV del 100%<\/a> is secured by the property and enables homeowners to borrow money by leveraging the remaining equity in their home that they may not have been able to take advantage of with a traditional first or second mortgage. It can accommodate various lien positions, offering flexibility for complex financial situations.<\/p><p><strong>Pr\u00e9stamo tradicional sobre el valor neto de la vivienda<br \/><\/strong>Con nuestro <a href=\"\/es\/prestamos-valor-vivienda\/home-equity-loans\/\">Pr\u00e9stamo tradicional sobre el valor neto de la vivienda<\/a>puedes pedir prestado hasta el 80% del LTV (Porcentaje de pr\u00e9stamo sobre tasaci\u00f3n) de tu hogar, con t\u00e9rminos favorables. Esta opci\u00f3n es ideal para quienes tienen suficiente capital acumulado y desean aprovechar tasas de inter\u00e9s m\u00e1s bajas y pagos predecibles.<\/p><p><strong>L\u00ednea de cr\u00e9dito sobre el valor neto de la vivienda (Home Equity Line of Credit, HELOC)<\/strong><br \/>Una HELOC funciona como una l\u00ednea de cr\u00e9dito renovable, lo cual te permite pedir prestado seg\u00fan lo necesites hasta tu l\u00edmite de cr\u00e9dito aprobado durante el periodo de retiro. Tenemos opciones tanto de <a title=\"HELOC Solo Inter\u00e9s\" href=\"\/es\/prestamos-valor-vivienda\/linea-de-credito-interest-only-helocs\/\">HELOC Solo Inter\u00e9s<\/a> y <a title=\"HELOC Tradicional\" href=\"\/es\/prestamos-valor-vivienda\/home-equity-loans\/\">HELOC Tradicional<\/a> .<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8545c43 e-con-full e-flex e-con e-child\" data-id=\"8545c43\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c72cc29 elementor-widget elementor-widget-text-editor\" data-id=\"2c72cc29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sup>1<\/sup>Las tasas var\u00edan seg\u00fan la solvencia crediticia de cada persona. Montos de pr\u00e9stamo desde $10,000 hasta $50,000. Solo para propiedades ocupadas por el propietario en California y Nevada. CLTV = Porcentaje de pr\u00e9stamo sobre tasaci\u00f3n combinado (Combined Loan to Value). Los cargos de procesamiento se deducen del pr\u00e9stamo y pueden variar entre $500 y $2,000, dependiendo del tipo de propiedad y del t\u00edtulo. Al menos uno de los solicitantes debe haber estado en el t\u00edtulo de la propiedad durante 12 meses antes de la fecha de solicitud del nuevo pr\u00e9stamo. Se requiere comprobante de seguro de la propiedad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e824e35 e-flex e-con-boxed e-con e-parent\" data-id=\"6e824e35\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:0}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-77913084 e-con-full e-flex e-con e-child\" data-id=\"77913084\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e1b6d4a e-flex e-con-boxed e-con e-parent\" data-id=\"e1b6d4a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5b9d03 elementor-widget elementor-widget-spacer\" data-id=\"c5b9d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6011835 e-flex e-con-boxed e-con e-parent\" data-id=\"6011835\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33dd9d6a elementor-widget elementor-widget-global elementor-global-2218 elementor-widget-heading\" data-id=\"33dd9d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tendencia de los temas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-314234b5 news-grid animated-slow elementor-posts--thumbnail-top elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-290 elementor-widget-posts\" data-id=\"314234b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;custom_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:1000,&quot;custom_columns&quot;:&quot;3&quot;,&quot;custom_columns_tablet&quot;:&quot;2&quot;,&quot;custom_columns_mobile&quot;:&quot;1&quot;,&quot;custom_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.custom\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t      <div class=\"ecs-posts elementor-posts-container elementor-posts  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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/make-the-most-of-your-money\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"460\" src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser.webp\" class=\"attachment-large size-large wp-image-37186\" alt=\"teen girl wearing headphones and holding her phone\" srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser-16x12.webp 16w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/make-the-most-of-your-money\/\">How to 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class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/gratitude-and-your-finances\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser.webp\" class=\"attachment-large size-large wp-image-37175 lazyload\" alt=\"leaf with heart cut out of it\" data-srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser.webp 600w, 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data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp\" class=\"attachment-large size-large wp-image-36604 lazyload\" alt=\"person using credit card on laptop\" data-srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser-16x12.webp 16w\" data-sizes=\"(max-width: 600px) 100vw, 600px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/460;\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">Volvieron los fraudes navide\u00f1os. Aqu\u00ed te contamos c\u00f3mo evitar caer en la trampa<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-367b66a e-flex e-con-boxed e-con e-parent\" data-id=\"367b66a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ffa3c6 elementor-widget elementor-widget-spacer\" data-id=\"4ffa3c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>100% CLTV HOME EQUITY LOANS APPLY FOR A LOAN Unlock the full potential of your home with our 100% combined loan to value home equity loan. Designed for owner-occupied properties in California and Nevada, this loan lets you borrow up to 100% of your home\u2019s value. Whether you\u2019re consolidating debt, funding major projects, or making [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":13685,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-17618","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CLTV Home Equity Loans | Rize Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rizecu.com\/es\/home-equity-loans\/cltv-home-equity-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CLTV Home Equity Loans | Rize Credit Union\" \/>\n<meta property=\"og:description\" content=\"100% CLTV HOME EQUITY LOANS APPLY FOR A LOAN Unlock the full potential of your home with our 100% combined loan to value home equity loan. Designed for owner-occupied properties in California and Nevada, this loan lets you borrow up to 100% of your home\u2019s value. 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