{"id":14054,"date":"2024-06-04T11:15:14","date_gmt":"2024-06-04T18:15:14","guid":{"rendered":"https:\/\/scefcu.org\/?page_id=14054"},"modified":"2025-05-16T13:47:35","modified_gmt":"2025-05-16T20:47:35","slug":"savvy-money","status":"publish","type":"page","link":"https:\/\/rizecu.com\/es\/digital-banking\/savvy-money\/","title":{"rendered":"Servicio SavvyMoney"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"14054\" class=\"elementor elementor-14054\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55a15b2d banner e-flex e-con-boxed e-con e-parent\" data-id=\"55a15b2d\" data-element_type=\"container\" data-e-type=\"container\" id=\"banner\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-70af68fe e-con-full banner-inner e-flex e-con e-child\" data-id=\"70af68fe\" data-element_type=\"container\" data-e-type=\"container\" id=\"banner-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5404163 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5404163\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1 style='display: none;' class='page-title entry-title'>Savvy Money<\/h1>\nSERVICIO SAVVY MONEY\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c33df5f e-flex e-con-boxed e-con e-parent\" data-id=\"7c33df5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67164b10 elementor-widget elementor-widget-breadcrumbs\" data-id=\"67164b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/rizecu.com\/es\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bdf9d1f animated-slow e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"bdf9d1f\" data-element_type=\"container\" data-e-type=\"container\" id=\"main\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:1600}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b4e6736 e-con-full e-flex e-con e-child\" data-id=\"b4e6736\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46b3455 elementor-widget elementor-widget-text-editor\" data-id=\"46b3455\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Asume el control de tu cr\u00e9dito con el servicio SavvyMoney. Consulta tu puntaje de cr\u00e9dito, obt\u00e9n informaci\u00f3n detallada y simula c\u00f3mo las decisiones financieras pueden afectar tu cr\u00e9dito, todo sin impactar tu puntaje.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5ae59f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c5ae59f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Simulador de puntaje de cr\u00e9dito<\/strong> \u2013 Mira c\u00f3mo tu puntaje puede cambiar al abrir cuentas o pagar deudas.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Recomendaciones<\/strong> \u2013 Entiende qu\u00e9 factores afectan tu cr\u00e9dito y qu\u00e9 puedes hacer para mejorarlo.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Perspectivas<\/strong> \u2013 Recibe ofertas precalificadas de acuerdo a lo que est\u00e9s buscando.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1582ef e-con-full e-flex e-con e-child\" data-id=\"d1582ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9134a3a elementor-widget elementor-widget-shortcode\" data-id=\"9134a3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"section\" data-elementor-id=\"7734\" class=\"elementor elementor-7734\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<main class=\"elementor-section elementor-top-section elementor-element elementor-element-3a6bce22 main elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a6bce22\" data-element_type=\"section\" data-e-type=\"section\" id=\"main\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3124f455 content\" data-id=\"3124f455\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3945a39 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3945a39\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-095b367\" data-id=\"095b367\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-450eae6 elementor-widget elementor-widget-n-accordion\" data-id=\"450eae6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7240\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7240\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 es SavvyMoney? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7240\" class=\"elementor-element elementor-element-3105282 e-con-full e-flex e-con e-child\" data-id=\"3105282\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3847e29 elementor-widget elementor-widget-text-editor\" data-id=\"3847e29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"73\" data-end=\"428\" class=\"translation-block\">SavvyMoney es una herramienta gratis de puntaje de cr\u00e9dito disponible en <a href=\"https:\/\/banking.rizecu.com\/dbank\/live\/app\/login\/consumer\" target=\"_self\" data-feathr-click-track=\"true\" data-feathr-link-aids=\"633782beb51e621dfdb34d02\">banca digital<\/a>, que te ayuda a estar al tanto de tu cr\u00e9dito y a encontrar oportunidades para ahorrar. Podr\u00e1s ver tu puntaje m\u00e1s reciente, entender qu\u00e9 lo est\u00e1 impactando y explorar ofertas personalizadas que podr\u00edan reducir tus tasas de inter\u00e9s o pagos mensuales.<\/p><p data-start=\"430\" data-end=\"718\" class=\"translation-block\">SavvyMoney tambi\u00e9n ofrece monitoreo diario de tu reporte de cr\u00e9dito y te env\u00eda alertas cuando detecta cambios, como cuentas nuevas, actualizaciones de direcci\u00f3n, pagos atrasados o consultas de cr\u00e9dito. Es una forma sencilla y segura de cuidar tu cr\u00e9dito y protegerte contra el robo de identidad, sin ning\u00fan costo para ti.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7241\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7241\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfSavvyMoney ofrece monitoreo de reporte de cr\u00e9dito? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7241\" class=\"elementor-element elementor-element-fe6b074 e-con-full e-flex e-con e-child\" data-id=\"fe6b074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-142dc64 elementor-widget elementor-widget-text-editor\" data-id=\"142dc64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"66\" data-end=\"459\" class=\"translation-block\">\u00a1S\u00ed! Una vez que te hayas inscrito, SavvyMoney monitorea tu reporte de cr\u00e9dito todos los d\u00edas y te env\u00eda alertas por correo electr\u00f3nico cuando hay alg\u00fan cambio, como una cuenta nueva, una consulta de cr\u00e9dito o una actualizaci\u00f3n en tu perfil. Tambi\u00e9n ver\u00e1s actualizaciones en tiempo real en tu panel de <a href=\"https:\/\/banking.rizecu.com\/dbank\/live\/app\/login\/consumer\" target=\"_self\" data-feathr-click-track=\"true\" data-feathr-link-aids=\"633782beb51e621dfdb34d02\">banca digital<\/a>, lo que te ayuda a mantenerte informado y detectar indicios de fraude.<\/p><p data-start=\"461\" data-end=\"632\" data-is-last-node=\"\" data-is-only-node=\"\" class=\"translation-block\"><strong>Consejo<\/strong>: Puedes ajustar tus preferencias de alerta entrando a <a href=\"https:\/\/banking.rizecu.com\/dbank\/live\/app\/login\/consumer\" target=\"_self\" data-feathr-click-track=\"true\" data-feathr-link-aids=\"633782beb51e621dfdb34d02\">banca digital<\/a>, abriendo SavvyMoney y cambiando la configuraci\u00f3n de notificaciones de acuerdo con tus necesidades.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7242\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7242\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfHay alg\u00fan cargo por usar SavvyMoney? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7242\" class=\"elementor-element elementor-element-0c68a48 e-con-full e-flex e-con e-child\" data-id=\"0c68a48\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6104b25 elementor-widget elementor-widget-text-editor\" data-id=\"6104b25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"66\" data-end=\"459\" class=\"translation-block\">No. SavvyMoney es totalmente gratis para los miembros de Rize Credit Union. No tiene ning\u00fan costo inscribirte, y no necesitas dar informaci\u00f3n de tu tarjeta de cr\u00e9dito para comenzar. Solo inicia una sesi\u00f3n en <a href=\"https:\/\/banking.rizecu.com\/dbank\/live\/app\/login\/consumer\" target=\"_self\" data-feathr-click-track=\"true\" data-feathr-link-aids=\"633782beb51e621dfdb34d02\">banco digital<\/a> y accede a tu puntaje de cr\u00e9dito, an\u00e1lisis de tu reporte y ofertas personalizadas, en cualquier momento.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7243\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7243\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEn qu\u00e9 se diferencia SavvyMoney de otras herramientas de puntaje de cr\u00e9dito? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7243\" class=\"elementor-element elementor-element-9c3ab18 e-con-full e-flex e-con e-child\" data-id=\"9c3ab18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ddf4a45 elementor-widget elementor-widget-text-editor\" data-id=\"ddf4a45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"75\" data-end=\"352\" class=\"translation-block\">SavvyMoney obtiene tu perfil de cr\u00e9dito de TransUnion, una de las tres principales agencias de cr\u00e9dito, y usa el modelo VantageScore, un sistema de puntuaci\u00f3n desarrollado por TransUnion, Equifax y Experian.<\/p><p data-start=\"354\" data-end=\"557\" class=\"translation-block\">A diferencia de otras herramientas que usan modelos diferentes o datos limitados, VantageScore ofrece una visi\u00f3n m\u00e1s consistente de tu cr\u00e9dito en las tres agencias, ofreci\u00e9ndote una imagen m\u00e1s clara del estado de tu cr\u00e9dito.<\/p><p data-start=\"559\" data-end=\"708\" data-is-last-node=\"\" data-is-only-node=\"\" class=\"translation-block\"><strong>Bono<\/strong>: Tu puntaje se actualiza cada semana, as\u00ed que siempre tendr\u00e1s acceso a la informaci\u00f3n m\u00e1s reciente, y sin que esto afecte tu cr\u00e9dito.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7244\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7244\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfAcceder a SavvyMoney afecta mi puntaje de cr\u00e9dito? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7244\" class=\"elementor-element elementor-element-2cc7da8 e-con-full e-flex e-con e-child\" data-id=\"2cc7da8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f03ccd elementor-widget elementor-widget-text-editor\" data-id=\"3f03ccd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"57\" data-end=\"257\" class=\"translation-block\">No. SavvyMoney solo usa \u201cconsultas suaves\u201d (soft inquiries), lo que significa que revisar tu cr\u00e9dito a trav\u00e9s de su servicio no afecta tu puntaje.<\/p><p data-start=\"259\" data-end=\"519\" data-is-last-node=\"\" data-is-only-node=\"\" class=\"translation-block\">Estas \u201cconsultas suaves\u201d son solo para tu uso personal y no las ven los prestamistas. En contraste, las \u201cconsultas duras\u201d (hard inquiries), como cuando solicitas un pr\u00e9stamo o una tarjeta de cr\u00e9dito, s\u00ed pueden afectar tu puntaje. Con SavvyMoney, puedes revisar tu puntaje cuantas veces quieras, sin preocupaciones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7245\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7245\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 sucede si la informaci\u00f3n que muestra SavvyMoney me parece ser incorrecta? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7245\" class=\"elementor-element elementor-element-a9f35db e-con-full e-flex e-con e-child\" data-id=\"a9f35db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be0cf7d elementor-widget elementor-widget-text-editor\" data-id=\"be0cf7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"64\" data-end=\"324\">SavvyMoney obtiene los datos directamente de tu reporte de cr\u00e9dito de TransUnion y hace todo lo posible por mostrar informaci\u00f3n precisa y actualizada. Si algo no se ve bien, esto te recomendamos:<\/p><ul data-start=\"326\" data-end=\"750\"><li data-start=\"326\" data-end=\"476\"><p data-start=\"328\" data-end=\"476\" class=\"translation-block\">Visita <a title=\"AnnualCreditReport.com\" href=\"https:\/\/www.annualcreditreport.com\/\" target=\"_blank\" rel=\"noopener\" data-feathr-click-track=\"true\" data-feathr-link-aids=\"633782beb51e621dfdb34d02\">AnnualCreditReport.com<\/a>\u00a0para solicitar una copia gratis de tu reporte de cr\u00e9dito de las tres agencias principales (TransUnion, Equifax y Experian)<\/p><\/li><li data-start=\"477\" data-end=\"521\"><p data-start=\"479\" data-end=\"521\">Revisa tus reportes para detectar discrepancias<\/p><\/li><li data-start=\"522\" data-end=\"615\"><p data-start=\"524\" data-end=\"615\">Usa el enlace de disputa dentro de SavvyMoney para comenzar el proceso de disputa con TransUnion<\/p><\/li><li data-start=\"616\" data-end=\"750\"><p data-start=\"618\" data-end=\"750\" class=\"translation-block\">Visita el sitio web de la Federal Trade Commission (Comisi\u00f3n Federal de Comercio, FTC) para obtener una <a title=\"step-by-step guidance\" href=\"https:\/\/www.consumer.ftc.gov\/articles\/0151-disputing-errors-credit-reports\" target=\"_blank\" rel=\"noopener\" data-feathr-click-track=\"true\" data-feathr-link-aids=\"633782beb51e621dfdb34d02\">gu\u00eda paso a paso<\/a> sobre c\u00f3mo contactar a cada agencia y corregir errores<\/p><\/li><\/ul><p data-start=\"752\" data-end=\"928\" data-is-last-node=\"\" data-is-only-node=\"\">Cada agencia tiene su propio proceso, pero todos los consumidores tienen derecho a disputar y corregir informaci\u00f3n incorrecta. \u00a1Estar bien informado es el primer paso para proteger tu cr\u00e9dito!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7246\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7246\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfRize Credit Union usar\u00e1 SavvyMoney para tomar decisiones sobre pr\u00e9stamos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7246\" class=\"elementor-element elementor-element-94c8efa e-con-full e-flex e-con e-child\" data-id=\"94c8efa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65790e8 elementor-widget elementor-widget-text-editor\" data-id=\"65790e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"54\" data-end=\"374\">No. Nosotros usamos nuestros propios criterios de aprobaci\u00f3n al tomar decisiones finales sobre pr\u00e9stamos. Aunque SavvyMoney puede mostrarte oportunidades estimadas de ahorro basadas en tu perfil de cr\u00e9dito, las tasas, plazos y pagos reales ser\u00e1n determinados cuando hagas tu solicitud.<\/p><p data-start=\"376\" data-end=\"582\" data-is-last-node=\"\" data-is-only-node=\"\">Piensa en SavvyMoney como una herramienta \u00fatil para conocer el estado de tu cr\u00e9dito, sin que sea la informaci\u00f3n final para tomar una decisi\u00f3n. Es una forma pr\u00e1ctica para darte una idea de c\u00f3mo est\u00e1s y cu\u00e1nto podr\u00edas ahorrar, pero los n\u00fameros reales se ven al aplicar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7247\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7247\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPor qu\u00e9 ofrecer SavvyMoney si no se usa para tomar decisiones sobre pr\u00e9stamos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7247\" class=\"elementor-element elementor-element-fea2c06 e-con-full e-flex e-con e-child\" data-id=\"fea2c06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7913997 elementor-widget elementor-widget-text-editor\" data-id=\"7913997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"54\" data-end=\"374\">SavvyMoney es una herramienta que te ayuda a entender y administrar tu cr\u00e9dito para que est\u00e9s mejor preparado cuando llegue el momento de solicitar un pr\u00e9stamo, ya sea para un carro, una casa, estudios, o cualquier otra meta grande. Al monitorear el estado de tu cr\u00e9dito, estar\u00e1s en mejor posici\u00f3n para calificar a las mejores tasas posibles. Tambi\u00e9n ver\u00e1s ofertas personalizadas de ahorro en pr\u00e9stamos nuevos o existentes, basadas en tu perfil crediticio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7248\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7248\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPor qu\u00e9 los puntajes de cr\u00e9dito son diferentes? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7248\" class=\"elementor-element elementor-element-3a800f7 e-con-full e-flex e-con e-child\" data-id=\"3a800f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-068d372 elementor-widget elementor-widget-text-editor\" data-id=\"068d372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"62\" data-end=\"286\">Los puntajes de cr\u00e9dito pueden variar porque hay tres agencias principales de cr\u00e9dito: Equifax, Experian y TransUnion, y varios modelos de puntuaci\u00f3n, como FICO y VantageScore.<\/p><p data-start=\"288\" data-end=\"532\">Los prestamistas pueden usar diferentes agencias y modelos, y cada modelo toma en cuenta m\u00e1s de 200 factores de cr\u00e9dito de forma distinta, como el historial de pagos, el uso del cr\u00e9dito o la antig\u00fcedad de las cuentas. As\u00ed que, aunque los puntajes no coincidan exactamente, deber\u00edan estar alineados de manera similar, en t\u00e9rminos generales.<\/p><p data-start=\"534\" data-end=\"742\" data-is-last-node=\"\" data-is-only-node=\"\" class=\"translation-block\"><strong>Consejo<\/strong>: Para tener una visi\u00f3n completa del estado de tu cr\u00e9dito, es buena idea revisar regularmente los tres reportes de cr\u00e9dito. Puedes pedir una copia gratis de cada agencia una vez al a\u00f1o en <a title=\"AnnualCreditReport.com\" href=\"https:\/\/www.annualcreditreport.com\/\" target=\"_blank\" rel=\"noopener\" data-feathr-click-track=\"true\" data-feathr-link-aids=\"633782beb51e621dfdb34d02\">AnnualCreditReport.com<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7249\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7249\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 es la herramienta simuladora de puntaje Score Simulator? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus-circle\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus-circle\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7249\" class=\"elementor-element elementor-element-d82057d e-con-full e-flex e-con e-child\" data-id=\"d82057d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a420363 elementor-widget elementor-widget-text-editor\" data-id=\"a420363\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"62\" data-end=\"391\">Score Simulator es una herramienta interactiva en SavvyMoney que te permite simular c\u00f3mo distintas decisiones financieras podr\u00edan afectar tu puntaje de cr\u00e9dito. Por ejemplo, puedes ver qu\u00e9 pasar\u00eda si pagas una tarjeta, pides un pr\u00e9stamo o te atrasas con un pago.<\/p><p data-start=\"393\" data-end=\"538\" data-is-last-node=\"\" data-is-only-node=\"\">Es una forma segura de planear con anticipaci\u00f3n. Usar el simulador no afecta tu puntaje real, as\u00ed que puedes probar diferentes escenarios sin ning\u00fan riesgo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/main>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca628db animated-slow e-flex e-con-boxed e-con e-parent\" data-id=\"ca628db\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:1600}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55a2dd4 e-flex e-con-boxed e-con e-parent\" data-id=\"55a2dd4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ef3e88 elementor-widget elementor-widget-spacer\" data-id=\"4ef3e88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c66c1f e-flex e-con-boxed e-con e-parent\" data-id=\"c66c1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-132c4553 elementor-widget elementor-widget-global elementor-global-2218 elementor-widget-heading\" data-id=\"132c4553\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tendencia de los temas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-517eab1e news-grid animated-slow elementor-posts--thumbnail-top elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-290 elementor-widget-posts\" data-id=\"517eab1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;custom_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:1000,&quot;custom_columns&quot;:&quot;3&quot;,&quot;custom_columns_tablet&quot;:&quot;2&quot;,&quot;custom_columns_mobile&quot;:&quot;1&quot;,&quot;custom_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.custom\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t      <div class=\"ecs-posts elementor-posts-container elementor-posts   elementor-grid elementor-posts--skin-custom\" data-settings=\"{&quot;current_page&quot;:1,&quot;max_num_pages&quot;:&quot;5&quot;,&quot;load_method&quot;:&quot;&quot;,&quot;widget_id&quot;:&quot;517eab1e&quot;,&quot;post_id&quot;:14054,&quot;theme_id&quot;:14054,&quot;change_url&quot;:false,&quot;reinit_js&quot;:false}\">\n      \t\t<article id=\"post-37184\" class=\"elementor-post elementor-grid-item ecs-post-loop post-37184 post type-post status-publish format-standard has-post-thumbnail hentry category-the-teen-scene\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-37184 post type-post status-publish format-standard has-post-thumbnail hentry category-the-teen-scene\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/make-the-most-of-your-money\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"460\" src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser.webp\" class=\"attachment-large size-large wp-image-37186\" alt=\"teen girl wearing headphones and holding her phone\" srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser-16x12.webp 16w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/make-the-most-of-your-money\/\">How to make the most of your money (even if you don\u2019t have much yet)<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<article id=\"post-37173\" class=\"elementor-post elementor-grid-item ecs-post-loop post-37173 post type-post status-publish format-standard has-post-thumbnail hentry category-personal-finance\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-37173 post type-post status-publish format-standard has-post-thumbnail hentry category-personal-finance\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/gratitude-and-your-finances\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser.webp\" class=\"attachment-large size-large wp-image-37175 lazyload\" alt=\"leaf with heart cut out of it\" data-srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser.webp 600w, 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class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/gratitude-and-your-finances\/\">Gratitude &#038; your finances \u2013 why thankfulness can make you wealthier<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<article id=\"post-36602\" class=\"elementor-post elementor-grid-item ecs-post-loop post-36602 post type-post status-publish format-standard has-post-thumbnail hentry category-fraud-awareness\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-36602 post type-post status-publish format-standard has-post-thumbnail hentry category-fraud-awareness\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp\" class=\"attachment-large size-large wp-image-36604 lazyload\" alt=\"person using credit card on laptop\" data-srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser-16x12.webp 16w\" data-sizes=\"(max-width: 600px) 100vw, 600px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/460;\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">Volvieron los fraudes navide\u00f1os. Aqu\u00ed te contamos c\u00f3mo evitar caer en la trampa<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e915136 e-flex e-con-boxed e-con e-parent\" data-id=\"e915136\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf3400 elementor-widget elementor-widget-spacer\" data-id=\"daf3400\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Savvy Money SAVVY MONEY Take control of your credit with SavvyMoney. Check your credit score, get detailed insights, and simulate how financial decisions may impact your credit \u2013 all without affecting your score. Credit score simulator \u2013 see how opening accounts or paying balances may change your score. Recommendation engine \u2013 understand factors affecting your [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":14042,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-14054","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SavvyMoney | Rize Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rizecu.com\/es\/banca-digital\/savvy-money\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SavvyMoney | Rize Credit Union\" \/>\n<meta property=\"og:description\" content=\"Savvy Money SAVVY MONEY Take control of your credit with SavvyMoney. 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