{"id":13703,"date":"2024-05-20T15:10:13","date_gmt":"2024-05-20T22:10:13","guid":{"rendered":"https:\/\/scefcu.org\/?page_id=13703"},"modified":"2025-08-20T07:41:47","modified_gmt":"2025-08-20T14:41:47","slug":"traditonal-helocs","status":"publish","type":"page","link":"https:\/\/rizecu.com\/es\/home-equity-loans\/traditional-helocs\/","title":{"rendered":"Traditional HELOCs"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"13703\" class=\"elementor elementor-13703\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55a15b2d banner e-flex e-con-boxed e-con e-parent\" data-id=\"55a15b2d\" data-element_type=\"container\" data-e-type=\"container\" id=\"banner\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-70af68fe e-con-full banner-inner e-flex e-con e-child\" data-id=\"70af68fe\" data-element_type=\"container\" data-e-type=\"container\" id=\"banner-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1284ee1 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1284ee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>TRADITIONAL HELOCs<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79c86ae3 animated-slow elementor-hidden-tablet_extra elementor-button-info elementor-hidden-desktop trackable elementor-invisible elementor-widget elementor-widget-button\" data-id=\"79c86ae3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lms-dmz-sce322280032.temenoscloudna.com\/Akcelerant.Origination.Web.DMZ\/default\/Products\" target=\"_blank\" title=\"Solicita un pr\u00e9stamo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR UN PR\u00c9STAMO<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c33df5f e-flex e-con-boxed e-con e-parent\" data-id=\"7c33df5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67164b10 elementor-widget elementor-widget-breadcrumbs\" data-id=\"67164b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/rizecu.com\/es\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4d756c e-flex e-con-boxed e-con e-parent\" data-id=\"c4d756c\" data-element_type=\"container\" data-e-type=\"container\" id=\"main\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-181bc8f e-con-full e-flex e-con e-child\" data-id=\"181bc8f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa53386 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"aa53386\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Una l\u00ednea de cr\u00e9dito tradicional sobre el valor neto de la vivienda (Traditional Home Equity Line of Credit, HELOC) te permite acceder a la equidad de tu vivienda con flexibilidad y conveniencia. Ya sea que est\u00e9s buscando renovar tu cocina, financiar la educaci\u00f3n de tu hijo o consolidar deudas, una HELOC te ofrece la flexibilidad y la libertad financiera que necesitas. Aprovecha las posibilidades y toma el control de tu futuro hoy con esta herramienta financiera inteligente y accesible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78a226a elementor-widget__width-auto trackable elementor-widget elementor-widget-button\" data-id=\"78a226a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lms-dmz-sce322280032.temenoscloudna.com\/Akcelerant.Origination.Web.DMZ\/default\/Products?ProductCategory=homeequitylineofcredit\" target=\"_blank\" title=\"Solicita un pr\u00e9stamo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita un pr\u00e9stamo<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e8a42 elementor-widget__width-auto trackable elementor-widget elementor-widget-button\" data-id=\"f2e8a42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/connect.rizecu.com\/?for=vb&#038;qa=1a4caa20-2cea-11f0-9bc2-b71412263b4c\" target=\"_blank\" title=\"Solicita un pr\u00e9stamo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Habla con un asesor de pr\u00e9stamos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06ed9a2 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"06ed9a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #3d1054; font-size: 24px;\">Esto es lo que necesitas saber:<\/span><\/p><ol><li class=\"translation-block\"><strong>Acceso flexible a los fondos<\/strong>: Una HELOC tradicional funciona como una l\u00ednea de cr\u00e9dito renovable, lo que te permite pedir prestado seg\u00fan sea necesario hasta su l\u00edmite de cr\u00e9dito aprobado durante el per\u00edodo de disponibilidad del pr\u00e9stamo.<\/li><li class=\"translation-block\"><strong>Per\u00edodo de disponibilidad del pr\u00e9stamo o periodo de retiro<\/strong>: El per\u00edodo de disponibilidad del pr\u00e9stamo es el tiempo en el que puedes pedir prestados fondos, pagar y volver a pedir prestados fondos. Despu\u00e9s del per\u00edodo de disponibilidad del pr\u00e9stamo, la HELOC entra en el per\u00edodo de pago, donde har\u00e1s los pagos tanto del capital como de los intereses.<\/li><li class=\"translation-block\"><strong>Per\u00edodo de pago<\/strong>: Despu\u00e9s del per\u00edodo de disponibilidad del pr\u00e9stamo, la HELOC entra en el per\u00edodo de pago, donde debes hacer pagos tanto del capital como de los intereses.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14ed3ae e-con-full e-flex e-con e-child\" data-id=\"14ed3ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc9c2a4 elementor-widget elementor-widget-text-editor\" data-id=\"fc9c2a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px; color: #3d1054;\">Caracter\u00edsticas del pr\u00e9stamo<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dac368 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4dac368\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pr\u00e9stamos de tasa variable, de $25,000 a $500,000<sup>1<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vivienda ocupada por el propietario, LTV (Porcentaje de pr\u00e9stamo sobre tasaci\u00f3n) hasta un 80%<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No ocupada por el propietario hasta el 70%<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Per\u00edodo de disponibilidad del pr\u00e9stamo de 10 a\u00f1os<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Periodo de pago de 20 a\u00f1os<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sin penalizaci\u00f3n por pago anticipado<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Disponible para las personas con ITIN<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Disponible para viviendas en California y Nevada<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/es\/tarifas-prestamos\/home-equity-rates\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Tasas de pr\u00e9stamo<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/es\/banca-digital\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Banca digital<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f6aa80 e-flex e-con-boxed e-con e-parent\" data-id=\"3f6aa80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bf2be74 e-con-full e-flex e-con e-child\" data-id=\"bf2be74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fd27b3 elementor-widget elementor-widget-text-editor\" data-id=\"6fd27b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #3d1054; font-size: 24px;\">\u00bfQu\u00e9 pr\u00e9stamo con sobre el valor de la vivienda es mejor para ti?<\/span><\/p><p><strong>Pr\u00e9stamo sobre el valor neto de la vivienda con CLTV del 100%<br \/><\/strong>A\u00a0<a title=\"Pr\u00e9stamo sobre el valor neto de la vivienda con CLTV del 100%\" href=\"\/es\/home-equity-loans\/cltv-home-equity-loans\/\">Pr\u00e9stamo sobre el valor neto de la vivienda con CLTV del 100%<\/a> is secured by the property and enables homeowners to borrow money by leveraging the remaining equity in their home that they may not have been able to take advantage of with a traditional first or second mortgage. It can accommodate various lien positions, offering flexibility for complex financial situations.<\/p><p><strong>Pr\u00e9stamo tradicional sobre el valor neto de la vivienda<br \/><\/strong>Con nuestro <a href=\"\/es\/prestamos-valor-vivienda\/home-equity-loans\/\">Pr\u00e9stamo tradicional sobre el valor neto de la vivienda<\/a>puedes pedir prestado hasta el 80% del LTV (Porcentaje de pr\u00e9stamo sobre tasaci\u00f3n) de tu hogar, con t\u00e9rminos favorables. Esta opci\u00f3n es ideal para quienes tienen suficiente capital acumulado y desean aprovechar tasas de inter\u00e9s m\u00e1s bajas y pagos predecibles.<\/p><p><strong>L\u00ednea de cr\u00e9dito sobre el valor neto de la vivienda (Home Equity Line of Credit, HELOC)<\/strong><br \/>Una HELOC funciona como una l\u00ednea de cr\u00e9dito renovable, lo cual te permite pedir prestado seg\u00fan lo necesites hasta tu l\u00edmite de cr\u00e9dito aprobado durante el periodo de retiro. Tenemos opciones tanto de <a title=\"HELOC Solo Inter\u00e9s\" href=\"\/es\/prestamos-valor-vivienda\/linea-de-credito-interest-only-helocs\/\">HELOC Solo Inter\u00e9s<\/a> y <a title=\"HELOC Tradicional\" href=\"\/es\/prestamos-valor-vivienda\/home-equity-loans\/\">HELOC Tradicional<\/a> .<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4edbdf8 e-con-full e-flex e-con e-child\" data-id=\"4edbdf8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1635668 elementor-widget elementor-widget-text-editor\" data-id=\"1635668\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sup>1<\/sup>Las tasas se basan en la tasa preferencial Prime Rate y la solvencia crediticia en el momento de la aprobaci\u00f3n del pr\u00e9stamo. Visita nuestra p\u00e1gina de tasas de pr\u00e9stamos para conocer los pagos mensuales estimados y los cargos adicionales.<\/p><p><a title=\"what you should know about helocs\" href=\"https:\/\/files.consumerfinance.gov\/f\/201603_cfpb_booklet_heloc.pdf\" target=\"_blank\" rel=\"noopener\" data-feathr-click-track=\"true\" data-feathr-link-aids=\"633782beb51e621dfdb34d02\">Lo que debe saber sobre las HELOC<\/a><\/p><p><a title=\"Home Equity Early Disclosure - Traditional\" href=\"https:\/\/rizecu.com\/wp-content\/uploads\/Home-Equity-Early-Disclosure-Traditional.pdf\" target=\"_blank\" rel=\"noopener\">Home Equity Early Disclosure &#8211; Traditional<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65b7914 e-flex e-con-boxed e-con e-parent\" data-id=\"65b7914\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa92670 e-flex e-con-boxed e-con e-parent\" data-id=\"fa92670\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53ac61b elementor-widget elementor-widget-spacer\" data-id=\"53ac61b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c66c1f e-flex e-con-boxed e-con e-parent\" data-id=\"c66c1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-132c4553 elementor-widget elementor-widget-global elementor-global-2218 elementor-widget-heading\" data-id=\"132c4553\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tendencia de los temas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-517eab1e news-grid animated-slow elementor-posts--thumbnail-top elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-290 elementor-widget-posts\" data-id=\"517eab1e\" data-element_type=\"widget\" data-e-type=\"widget\" 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data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp\" class=\"attachment-large size-large wp-image-36604 lazyload\" alt=\"person using credit card on laptop\" 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data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">Volvieron los fraudes navide\u00f1os. Aqu\u00ed te contamos c\u00f3mo evitar caer en la trampa<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d405c9 e-flex e-con-boxed e-con e-parent\" data-id=\"4d405c9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c010203 elementor-widget elementor-widget-spacer\" data-id=\"c010203\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>TRADITIONAL HELOCs APPLY FOR A LOAN A Traditional Home Equity Line of Credit (HELOC) allows you to access your home\u2019s equity with flexibility and convenience. Whether you\u2019re looking to renovate your kitchen, fund your child&#8217;s education, or consolidate debt, a HELOC offers the flexibility and financial freedom you need. Embrace the possibilities and take control [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":13685,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-13703","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Traditional HELOCs | Rize Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rizecu.com\/es\/home-equity-loans\/traditonal-helocs\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Traditional HELOCs | Rize Credit Union\" \/>\n<meta property=\"og:description\" content=\"TRADITIONAL HELOCs APPLY FOR A LOAN A Traditional Home Equity Line of Credit (HELOC) allows you to access your home\u2019s equity with flexibility and convenience. Whether you\u2019re looking to renovate your kitchen, fund your child&#8217;s education, or consolidate debt, a HELOC offers the flexibility and financial freedom you need. 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