{"id":13685,"date":"2024-05-20T12:38:27","date_gmt":"2024-05-20T19:38:27","guid":{"rendered":"https:\/\/scefcu.org\/?page_id=13685"},"modified":"2026-05-06T17:11:59","modified_gmt":"2026-05-07T00:11:59","slug":"home-equity-loans","status":"publish","type":"page","link":"https:\/\/rizecu.com\/es\/home-equity-loans\/","title":{"rendered":"Pr\u00e9stamo sobre el valor neto de la vivienda"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"13685\" class=\"elementor elementor-13685\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55a15b2d banner e-flex e-con-boxed e-con e-parent\" data-id=\"55a15b2d\" data-element_type=\"container\" data-e-type=\"container\" id=\"banner\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-70af68fe e-con-full banner-inner e-flex e-con e-child\" data-id=\"70af68fe\" data-element_type=\"container\" data-e-type=\"container\" id=\"banner-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96b4fd3 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"96b4fd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOME EQUITY LOANS<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79c86ae3 animated-slow elementor-button-info trackable elementor-invisible elementor-widget elementor-widget-button\" data-id=\"79c86ae3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lms-dmz-sce322280032.temenoscloudna.com\/Akcelerant.Origination.Web.DMZ\/default\/Products\" target=\"_blank\" title=\"Solicita un pr\u00e9stamo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR UN PR\u00c9STAMO<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c33df5f e-flex e-con-boxed e-con e-parent\" data-id=\"7c33df5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67164b10 elementor-widget elementor-widget-breadcrumbs\" data-id=\"67164b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/rizecu.com\/es\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca628db animated-slow e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"ca628db\" data-element_type=\"container\" data-e-type=\"container\" id=\"main\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:1600}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59efd6c elementor-widget elementor-widget-text-editor\" data-id=\"59efd6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Convierte el valor neto de tu vivienda en una herramienta poderosa para alcanzar tus sue\u00f1os, con nuestros pr\u00e9stamos sobre el valor de la vivienda (Home Value Loans), que te brindan la flexibilidad de remodelar, invertir o pagar deudas. Con tasas competitivas y un servicio personalizado, estamos aqu\u00ed para ayudarte a liberar el valor de su mayor activo. \u00a1Hagamos que tu hogar trabaje para ti y te abra puertas a nuevas oportunidades y un mejor futuro!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b58c9c e-con-full e-flex e-con e-child\" data-id=\"1b58c9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4016f0e elementor-widget elementor-widget-text-editor\" data-id=\"4016f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 28px;\"><strong>LIMITED-TIME OFFERS \u22c5 END JUNE 30, 2026<\/strong><\/span><\/p><table style=\"border-style: hidden; width: 100%;\"><tbody><tr><td style=\"width: 53.3632%;\"><span style=\"color: #b30000; font-size: 24px;\">HELOC INTRO RATE<\/span><\/td><td style=\"width: 44.843%;\"><span style=\"color: #b30000; font-size: 24px;\">HOME EQUITY LOAN<\/span><\/td><\/tr><tr><td style=\"width: 53.3632%;\"><p><span style=\"font-size: 36px;\"><strong>4.99%<\/strong><\/span><\/p><p><span style=\"font-size: 14px;\">APR for the first 12 months<sup>1<\/sup><\/span><\/p><\/td><td style=\"width: 44.843%;\"><p><span style=\"font-size: 36px;\"><strong>$500<\/strong><\/span><\/p><p><span style=\"font-size: 14px;\">off closing costs &#8211; limited time<sup>2<\/sup><\/span><\/p><\/td><\/tr><tr><td style=\"width: 53.3632%;\">A flexible line of credit. Draw what you<br \/>need, when you need it.<\/td><td style=\"width: 44.843%;\">A lump sum at a fixed rate. Predictable<br \/>payments, real savings at closing.<\/td><\/tr><\/tbody><\/table><h2><span style=\"color: #b30000; font-size: 28px;\"><strong>Your homes equity. Your next move.<\/strong><\/span><\/h2><p>Choose your option below<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbd06bd e-flex e-con-boxed e-con e-parent\" data-id=\"cbd06bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-425e124 e-flex e-con-boxed e-con e-parent\" data-id=\"425e124\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b98627f e-con-full e-flex e-con e-child\" data-id=\"b98627f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b0ff58 elementor-widget elementor-widget-text-editor\" data-id=\"6b0ff58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px; color: #3d1054;\">Tambi\u00e9n te puede interesar\u2026<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5268eab e-con-full e-flex e-con e-child\" data-id=\"5268eab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eab594b elementor-widget__width-auto elementor-align-center elementor-widget elementor-widget-button\" data-id=\"eab594b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/constructor-credito\/\" title=\"Constructor de cr\u00e9dito Credit Builder\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PR\u00c9STAMO PARA CONSTRUIR CR\u00c9DITO CREDIT BUILDER<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9fc9fbe e-con-full e-flex e-con e-child\" data-id=\"9fc9fbe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d23091d elementor-widget__width-auto elementor-align-center elementor-widget elementor-widget-button\" data-id=\"d23091d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/servicios-de-seguro\/\" title=\"Servicios de seguro\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SERVICIO DE SEGUROS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fd0a59 e-con-full e-flex e-con e-child\" data-id=\"5fd0a59\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c0e429 elementor-widget__width-auto elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8c0e429\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/loan-calculator\/\" title=\"Calculadora de pr\u00e9stamos\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CALCULADORA DE PR\u00c9STAMOS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08928b6 e-con-full e-flex e-con e-child\" data-id=\"08928b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c66c1f e-flex e-con-boxed e-con e-parent\" data-id=\"c66c1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-132c4553 elementor-widget elementor-widget-global elementor-global-2218 elementor-widget-heading\" data-id=\"132c4553\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tendencia de los temas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-517eab1e news-grid animated-slow elementor-posts--thumbnail-top elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-290 elementor-widget-posts\" data-id=\"517eab1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;custom_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:1000,&quot;custom_columns&quot;:&quot;3&quot;,&quot;custom_columns_tablet&quot;:&quot;2&quot;,&quot;custom_columns_mobile&quot;:&quot;1&quot;,&quot;custom_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;custom_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.custom\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t      <div class=\"ecs-posts elementor-posts-container elementor-posts   elementor-grid elementor-posts--skin-custom\" data-settings=\"{&quot;current_page&quot;:1,&quot;max_num_pages&quot;:&quot;5&quot;,&quot;load_method&quot;:&quot;&quot;,&quot;widget_id&quot;:&quot;517eab1e&quot;,&quot;post_id&quot;:13685,&quot;theme_id&quot;:13685,&quot;change_url&quot;:false,&quot;reinit_js&quot;:false}\">\n      \t\t<article id=\"post-37184\" class=\"elementor-post elementor-grid-item ecs-post-loop post-37184 post type-post status-publish format-standard has-post-thumbnail hentry category-the-teen-scene\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-37184 post type-post status-publish format-standard has-post-thumbnail hentry category-the-teen-scene\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/make-the-most-of-your-money\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"460\" src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser.webp\" class=\"attachment-large size-large wp-image-37186\" alt=\"teen girl wearing headphones and holding her phone\" srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Teens-Money-teaser-16x12.webp 16w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/make-the-most-of-your-money\/\">How to make the most of your money (even if you don\u2019t have much yet)<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<article id=\"post-37173\" class=\"elementor-post elementor-grid-item ecs-post-loop post-37173 post type-post status-publish format-standard has-post-thumbnail hentry category-personal-finance\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-37173 post type-post status-publish format-standard has-post-thumbnail hentry category-personal-finance\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/gratitude-and-your-finances\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser.webp\" class=\"attachment-large size-large wp-image-37175 lazyload\" alt=\"leaf with heart cut out of it\" data-srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Personal-Gratitude-teaser-16x12.webp 16w\" data-sizes=\"(max-width: 600px) 100vw, 600px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/460;\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/gratitude-and-your-finances\/\">Gratitude &#038; your finances \u2013 why thankfulness can make you wealthier<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<article id=\"post-36602\" class=\"elementor-post elementor-grid-item ecs-post-loop post-36602 post type-post status-publish format-standard has-post-thumbnail hentry category-fraud-awareness\">\n\t\t\t\t<aside data-elementor-type=\"loop\" data-elementor-id=\"13165\" class=\"elementor elementor-13165 post-36602 post type-post status-publish format-standard has-post-thumbnail hentry category-fraud-awareness\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-184fed8 post-teaser e-flex e-con-boxed e-con e-parent\" data-id=\"184fed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aeeaf15 post-img e-con-full e-flex e-con e-child\" data-id=\"aeeaf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896f283 post-img elementor-widget elementor-widget-image\" data-id=\"896f283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"460\" data-src=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp\" class=\"attachment-large size-large wp-image-36604 lazyload\" alt=\"person using credit card on laptop\" data-srcset=\"https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser.webp 600w, https:\/\/rizecu.com\/wp-content\/uploads\/2511-Fraud-Holiday-Scams-teaser-16x12.webp 16w\" data-sizes=\"(max-width: 600px) 100vw, 600px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/460;\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-022de13 post-info e-con-full e-flex e-con e-child\" data-id=\"022de13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-585497d post-title elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"585497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/rizecu.com\/es\/article\/holiday-scams\/\">Volvieron los fraudes navide\u00f1os. Aqu\u00ed te contamos c\u00f3mo evitar caer en la trampa<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f5c401 e-flex e-con-boxed e-con e-parent\" data-id=\"3f5c401\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd31afc elementor-widget elementor-widget-spacer\" data-id=\"dd31afc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36ccf7f e-flex e-con-boxed e-con e-parent\" data-id=\"36ccf7f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cad4ebf elementor-widget elementor-widget-text-editor\" data-id=\"cad4ebf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 14px; color: #96989a;\"><sup>1<\/sup>Promotional period 5.1.2026 to 6.30.2026. APR = Annual Percentage Rate. 4.99% APR introductory rate expires 12 months after origination. Regular rates vary from 6.75 to 11.75% APR for Traditional and 7.00 to 9.25% APR for Interest-Only, depending on individual creditworthiness. Owner occupied only. California and Nevada properties only. HELOC APR is variable and based on a Prime Rate of 6.75% as of 5.1.26 plus a margin of 0% to 5% on Traditional and 0.25% to 2.50% on Interest-Only, subject to individual creditworthiness. Annual fee of $50 applies to HELOC balance less than $10,000. <sup>2<\/sup>Up to 80% Loan to Value (LTV). Borrower agrees to pay any fees that exceed $500. Processing fees can range from $487 to $1,337 for California and $312 to $1,192 for Nevada, paid by the borrower. Additional fees may apply subject to type and evaluation of property, ownership, and lien status. Proof of property insurance required. Loan subject to credit approval based upon Credit Union policies, terms, and conditions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>HOME EQUITY LOANS APPLY FOR A LOAN Transform your home&#8217;s equity into a powerful tool to achieve your dreams with our home value loans, giving you the flexibility to remodel, invest, or pay off debt. With competitive rates and personalized service, we&#8217;re here to help you unleash the value of your biggest asset. Let\u2019s make [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-13685","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Equity Loans | Rize Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rizecu.com\/es\/home-equity-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Equity Loans | Rize Credit Union\" \/>\n<meta property=\"og:description\" content=\"HOME EQUITY LOANS APPLY FOR A LOAN Transform your home&#8217;s equity into a powerful tool to achieve your dreams with our home value loans, giving you the flexibility to remodel, invest, or pay off debt. 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