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Jumbo Conventional Home Loans are designed to meet the needs of borrowers who need to borrow far more. These loans serve two primary purposes: First, they are ideal for financing properties located in counties that don’t offer high-balance loan options, ensuring borrowers in these areas can still access necessary funding for higher-priced homes. Second, Jumbo Loans cater to borrowers seeking to finance properties up to $3 million, making them suitable for those purchasing luxury homes or properties in high-value real estate markets. These loans typically require a strong credit profile, significant income, and a larger down payment to qualify.

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