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More coverage and greater peace of mind.
As your balances grow, your protection should too. The Extended Insurance Account gives your business or nonprofit access to millions in federally insured coverage – while keeping every dollar with Rize.

You’ll stay with the same banking team, earn interest on your total balance, and manage everything under one account – no new logins or added complexity.

Características de la cuenta

Cómo funciona
We partner with a nationwide network of federally insured credit unions to extend your NCUA protection beyond the standard $250,000 limit. Your funds are securely placed across multiple institutions for expanded coverage.

  • Manage your entire balance through your Rize account
  • Every dollar is federally insured
  • Clear reporting and dedicated support from our Business Banking team

An Extended Insurance Account (EIA) gives your business access to millions in federally insured coverage by distributing your deposits across a network of participating credit unions. Each placement stays within the $250,000 NCUA insurance limit, while Rize Credit Union manages everything under one account.

Business and nonprofit members who want additional protection for large deposits while keeping one banking relationship with Rize.

Your funds are automatically placed with federally insured partner credit unions through Rize Credit Union’s deposit network. Each placement is insured up to $250,000 by the NCUA’s Share Insurance Fund – protecting your total balance.

Yes. You can deposit, transfer, or withdraw money anytime, just like a regular account. You’ll have full visibility into your placements through Rize Credit Union’s digital banking tools.

  • Expanded federal protection backed by the NCUA
  • One account and relationship – no extra logins or accounts
  • Transparency on where your funds are placed
  • Dividends are earned on your total balance
  • Support for community-based and mission driven credit unions

Yes. Dividends are earned on your total balance, including funds placed at partner institutions.

There is no minimum, but the Extended Insurance Account is designed for members with deposits above the standard $250,000 NCUA insurance limit.

Your account remains with Rize Credit Union. Partner placements happen behind the scenes to extend your insurance – your daily banking stays exactly the same.

Getting started is easy! Connect with our Business Banking team online or call 800.866.6474.

Minimum deposit amounts or eligibility criteria may apply. All funds are federally insured through the National Credit Union Administration (NCUA) up to applicable limits.