The Wolf Pack’s favorite way to bank

¹Basado en una comparación entre la tasa nacional de depósitos de FDIC national deposit rate as of 5.18.26 and Rize Credit Union’s High-Yield Savings rate as of 5.1.26.

Pago anticipado Early Payday
²Direct deposits, such as payroll, pension, and government benefit payments, made through Automated Clearing House (ACH) may be made available up to two days before the scheduled payment date; this can vary from deposit to deposit and is not guaranteed, depending on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Other deposits or credits, such as person-to-person payment services (e.g., Zelle^®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers for electronic credits, are not eligible for Early Payday.

High-Yield Savings
³High-Yield Savings is a blended-tier, variable-rate account, that pays a different Dividend Rate on the amount of funds in each tier and is limited to one account per Social Security number. Dividends are paid at a tiered rate for the portion of balance within each tier, and not the entire balance. The total Annual Percentage Yield paid will be calculated based on the portion of funds in the account within each tier. To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). Refer to our Checking & Savings Rates. This account is a consumer-based product not available to businesses.

⁵Basado en una comparación entre la tasa nacional de depósitos de FDIC national deposit rate as of 4.20.26 and Rize™ Checking rate as of 5.1.26.

Rize Checking account
⁶Rize™ Checking is a reverse-tiered, variable-rate account that must be opened online; limited to one checking account per Social Security number. This account is a consumer-based product not available to businesses. To qualify for and earn dividends, you must make 5 debit card purchase transactions that post to your account during each statement cycle (ATM withdrawal transactions are not considered debit card purchases). This requirement must be met each month in order to be eligible to obtain the Annual Percentage Yield (APY). Refer to our Checking & Savings Rates.

⁷Protección gratuita contra sobregiros cuando se vincula a una cuenta de ahorros. ⁸cceso a cajeros automáticos ATM sin recargo y sucursales compartidas en todo el país a través de la red CO-OP ATM Network. ⁹La tarifa mensual de $5 por estado de cuenta impreso se elimina al inscribirte a estados de cuenta electrónicos eStatements.

Student loans & refinance
Rize Credit Union membership is required to apply for undergraduate and graduate lines of credit and to refinance your existing student loan(s). Federal student loans may qualify for payment and interest rate benefits that private student loans do not. Carefully consider your options before refinancing federal student loans, as they will no longer qualify for current and future federal benefits once refinanced with a private lender. For more information, visit studentaid.gov or contact your federal student loan servicer. ¹⁰Private student loans are subject to credit approval. Rates, terms, fees, and eligibility requirements vary and are shown during the application process. All loans are subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Equal opportunity lender. ¹¹When refinancing federal student loans, you will lose certain borrower benefits from your original loans. These may include interest rate discount, principal rebates, or some cancellation and/or forgiveness benefits that can significantly reduce the cost of repayment. Please consider these benefits carefully when considering your options for refinancing federal student loans. ¹²A 0.25% rate reduction may be available during full repayment by enrolling in automatic electronic payments. Terms, eligibility, and timing may vary by loan program.

Refer-a-Friend program
¹³Effective 5.1.2026, subject to change. The Rize Federal Credit Union (Rize CU) member making the referral (Referrer) will earn a $50 reward bonus for each individual they refer (Referred Person) to Rize CU who registers for the offer, opens a new Rize CU account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers via the referral portal. When a Referred Person fulfills the offer requirements, they and the Referrer from the link used to accept the offer will receive a reward bonus. A Referrer may receive up to 10 reward bonuses ($500 value) within a calendar year. Visit our página web to review the complete terms and conditions.

¹⁴APY = Porcentaje de rendimiento anual. El APY refleja la tasa efectiva ganada debido al interés compuesto. Los dividendos se calculan según el Método de Saldo Diario.