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Whether you want to ensure you’re well-positioned for a successful home purchase, or just looking to see if your current home loan could benefit from new financing options, a mortgage checkup is a great way to make sure you’re getting the most out of your home loan.

Current homeowners

Analyze your current home loan to determine whether a refinance could be beneficial to you. If you’re considering a cash-out refinance to put money in your pocket right away, learn how to find a safe and effective solution.

If you’re tired of paying monthly mortgage insurance on your current loan, review consolidation or modification options to help relieve financial pressure.

Shorten your loan term – reducing the life of your loan could save you money in the long run. A checkup can help you analyze your financial situation, so you can decide if this is a smart option for you.

Prospective homeowners

If you are preparing for a home purchase, the earlier you know what to expect, the better off you’ll be. Preemptively diagnose potential issues so you can take action. Review down payment assistance options, closing costs, credit requirements, income requirements and required documentation.

There are also a wide variety of home loan programs offered, each with their own unique benefits. Talking to a loan expert can help you determine which programs you could qualify for.

A mortgage checkup is an obligation-free service brought to you by our credit union-owned mortgage company, Community Mortgage Funding (CMF). CMF’s loan experts are ready to help you effectively evaluate your current or prospective home loan options.

We’re always developing new programs and opportunities to help return value to you. Both prospective homeowners and current homeowners could benefit from a free consultation.